
123 MASON LAKE TRAIL, HAWTHORNE, FL, 32640
Active143 days on marketListed Mar 14, 2026MLS #GC538469
About this home
123 MASON LAKE TRAIL
Virtually Staged. This exceptional 43+ acre lakefront estate on Lake Mason offers a rare opportunity to own a private North Florida retreat surrounded by natural beauty. With extensive shoreline along the lake, the property provides an ideal setting for boating, swimming, fishing, and year-round outdoor recreation while enjoying peaceful water views. The home is designed to capture the landscape with soaring cathedral ceilings and dramatic three-story windows that bring in abundant natural light and frame the lake and forest beyond. The spacious layout includes five bedrooms and three bathrooms, with a bathroom conveniently located on each level. The open kitchen and living area create a welcoming central gathering space and flow directly to large first- and second-floor decks overlooking the lake, offering excellent outdoor living areas for relaxing, entertaining, and taking in the surrounding scenery. A beautiful built-in fireplace provides warmth and character during cooler months, while the private dock allows easy access for boating, jet skis, and other water activities. The land itself is truly distinctive. Much of the acreage consists of native longleaf pine forest, one of the Southeast’s most important and increasingly rare ecosystems. Longleaf pine forests once dominated the southeastern coastal plain but now remain only in limited areas due to development and historic harvesting. These forests support a unique ecological community and provide valuable habitat for native wildlife. The property’s healthy forest canopy and proximity to the lake create excellent conditions for wildlife and native plants. Sightings may include bald eagles, sandhill cranes, fox squirrels, gopher tortoises, and other native species, making the land particularly appealing for outdoor recreation, hunting, birdwatching, and nature observation. Recent improvements include new Hardie board siding, a rebuilt composite deck, updated deck handrails, new Andersen windows in the bedrooms and kitchen, new kitchen appliances, and a refurbished and extended dock, enhancing both comfort and functionality. The property has been actively stewarded through responsible forest management practices and participation in agricultural and conservation efforts that support the longleaf ecosystem. Professional forestry management and controlled burns have helped maintain the health of the forest while reducing wildfire risk and encouraging native plant growth. Located just minutes from Melrose and Keystone Heights, and within an easy commute to Gainesville and the University of Florida, the property offers a rare balance of privacy, natural surroundings, and convenient access to nearby communities. This unique lakefront property combines acreage, water access, and a rare native forest ecosystem, creating exceptional possibilities for recreation, retreat, or private estate living.
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,563
Sqft
43.51 ac
Lot size
1982
Year built
Three Or More
Levels
$428
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,963 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,963/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Hawthorne actives
$428 vs $181
Days on market
143 vs 58 typical
Where $428/sqft sits among the 60 Hawthorne actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hawthorne
Get to know Hawthorne. See the full Hawthorne guide →
HAWTHORNE 32640 — neighborhood snapshot
Population
10,780
Median age
46.2
Median income
$58,727
Median home value
$153,600
Avg household
2.51
Households w/ children
1,120
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hawthorne market
$220K → $350K
Hawthorne median sold, yr/yr
94.9%
Sale-to-list ratio (12 mo)
31 of 60
Hawthorne actives have cut their price
Median sold price, Hawthorne, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1191% above the HAWTHORNE 32640 median. See the full Hawthorne market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 123 MASON LAKE TRAIL — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 123 MASON LAKE TRAIL — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
123 MASON LAKE TRAIL FAQs
What would the monthly payment be for 123 MASON LAKE TRAIL?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,963/mo — principal and interest, the actual property-tax bill, the $24/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 123 MASON LAKE TRAIL?+
The association fee works out to $24 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 123 MASON LAKE TRAIL?+
The most recent tax bill on record (2025) was $5,384. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 123 MASON LAKE TRAIL?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hawthorne?+
At $1,097,000, this home is listed about 314% above the Hawthorne median of $264,999. The market section on this page shows how the area is trending.
Which schools are assigned to 123 MASON LAKE TRAIL?+
Ochwilla Elementary School (elementary), Interlachen Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,097,000 runs 1191% above the HAWTHORNE 32640 median — but at 2,563 sqft it's also nearly twice the size of the typical Hawthorne listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
143 days on market against a Hawthorne median of 58 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,150,000, now $1,097,000 — a $53K cut. The full history is in the market section below.
Listing courtesy of FLORIDA HOMES REALTY & MORTGAGE · Lisa Becks. MLS #GC538469.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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