TBD SW 14TH PLACE, BELL, FL, 32619
Active134 days on marketListed Mar 11, 2026MLS #GC538360
About this home
TBD SW 14TH PLACE
Land Near the Suwannee River! Two vacant lots being sold together totaling 0.30 acres in Bell, located just a short distance from the beautiful Suwannee River. This property offers a great opportunity for a future homesite, weekend getaway, or investment property in one of North Florida’s most popular river areas. Enjoy easy access to boating, fishing, kayaking, and swimming along the Suwannee River while still being close to the conveniences of town. With two lots included, you’ll have added space and flexibility for your plans. Whether you're looking for vacant land in Bell, FL, property near the Suwannee River, or a quiet place to build or escape for the weekends, this property offers plenty of potential in a peaceful rural setting. Come explore the possibilities and make this North Florida property yours today!
Facts & features
The home at a glance
0.3 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$260 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$260/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Bell
Get to know Bell. See the full Bell guide →
BELL 32619 — neighborhood snapshot
Population
5,227
Median age
40.9
Median income
$62,045
Median home value
$177,600
Avg household
2.69
Households w/ children
615
For the school run
Gilchrist County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bell market
$230K → $673K
Bell median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
Median sold price, Bell, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 94% below the BELL 32619 median. See the full Bell market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about TBD SW 14TH PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for TBD SW 14TH PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
TBD SW 14TH PLACE FAQs
What would the monthly payment be for TBD SW 14TH PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $260/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on TBD SW 14TH PLACE?+
The most recent tax bill on record (2025) was $60. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Bell?+
At $15,000, this home is listed about 95% below the Bell median of $300,000. The market section on this page shows how the area is trending.
Which schools are assigned to TBD SW 14TH PLACE?+
Trenton Elementary School (elementary) — Gilchrist County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the BELL 32619 market on paper
$15,000 is 94% below the BELL 32619 median of $237,950.
02Time on market is leverage
134 days on market against a Bell median of 41 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Trenton Elementary School — Trenton Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of UNITED COUNTRY SMITH & ASSOCIATES - NEWBERRY · Brad Smith. MLS #GC538360.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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