David Ramirez
$399,0003 bd2 ba1,779 sqft$224 /sqft$2,811 /mo all-in ↓

129 SW BENZ WAY, LAKE CITY, FL, 32024

Active152 days on marketListed Mar 10, 2026MLS #GC538329

Single Family ResidenceSOUTHWOOD ACRES SUB

About this home

129 SW BENZ WAY

Nestled on a picture-perfect 4.53-acre parcel, this recently restored home is ready to make its debut on the market! Lovingly cared for over the years and now thoughtfully updated, this property blends comfort, style, and privacy. Inside, the home showcases gorgeous warm-tone luxury vinyl plank flooring that flows throughout the main living areas. The beautifully updated kitchen features new cabinetry, quartz countertops, a trendy backsplash, and modern finishes, all opening to the inviting family room where a wood-burning fireplace serves as a cozy focal point. A separate living room provides the extra space every family appreciates. The owner’s suite bathroom is a standout, offering a stunning oversized walk-in shower and an updated vanity that brings a luxury feel to the space. Step outside and you’ll find a property designed for both function and relaxation. The workshop is a gem of its own, providing plenty of room for hobbies, projects, or storage, while the covered area is ideal for gatherings or keeping equipment protected. The back portion of the property offers peaceful privacy and serene surroundings, complete with a firepit area where you can unwind and enjoy the quiet beauty of nature. The location is incredibly convenient—just minutes from town and I-75. Additional updates include new double-paned windows throughout, HVAC (2021), and a new garage door and opener (2026). This property offers the perfect blend of updated living, usable acreage, and privacy.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,779

Sqft

4.53 ac

Lot size

2

Garage

1966

Year built

One

Levels

$224

Per sqft

Fireplace

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s)
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBrick · Wood Frame
FoundationSlab
FacesNorth
ExteriorStorage

Community & fees

Taxes (2025)$1,503/yr

Utilities & systems

UtilitiesElectricity Connected
WaterPrivate · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,811 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,349
FHA mortgage insurance (est.)$176
Property tax — 2025 actual bill$125
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,965Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,965
Interest rate6.00%
Loan term

Estimated payment

$2,811/mo

Principal & interest$2,349
FHA mortgage insurance (est.)$176
Property taxes (actual bill)$125
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Lake City actives

$224 vs $190

Days on market

152 vs 56 typical

Where $224/sqft sits among the 59 Lake City actives

15
16
20 · this home
5
0
3
$95–145$145–195$195–245$245–295$295–345$345+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake City

Map of 129 SW BENZ WAY

Get to know Lake City. See the full Lake City guide →

LAKE CITY 32024 — neighborhood snapshot

Population

20,644

Median age

44.2

Median income

$62,066

Median home value

$201,700

Avg household

2.6

Households w/ children

2,304

For the school run

Columbia County School District

ElementaryWestside Elementary School★★★★
HighColumbia High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lake City market

Seller’s marketBalanced6.2 months of inventoryBuyer’s market

$325K$262K

Lake City median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

28 of 59

Lake City actives have cut their price

Median sold price, Lake City, trailing 36 months (3-month rolling) · live MLS data.

Paper trail

This home's history

Mar 10, 2026Listed at $399,000 · 152 days on market since
1966Built · SOUTHWOOD ACRES SUB

Reality check

What actually sold near 129 SW BENZ WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

759 SW WESTER DRIVESold · Jun ’26

$235,000

759 SW WESTER DRIVE

3 bd · 2 ba · 1,902 sqft · $124/sqft · 4 DOM

276 SW HOLLY GLENSold · Apr ’26

$310,000

276 SW HOLLY GLEN

3 bd · 2 ba · 1,456 sqft · $213/sqft · 13 DOM

2454 SW LITTLE ROADSold · Jul ’26

$235,000

2454 SW LITTLE ROAD

3 bd · 2 ba · 2,175 sqft · $108/sqft · 89 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 129 SW BENZ WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 129 SW BENZ WAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

129 SW BENZ WAY FAQs

What would the monthly payment be for 129 SW BENZ WAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,811/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 129 SW BENZ WAY?+

The most recent tax bill on record (2025) was $1,503. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Lake City?+

At $399,000, this home is priced right at the Lake City median.

Which schools are assigned to 129 SW BENZ WAY?+

Westside Elementary School (elementary), Columbia High School (high) — Columbia County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX PROFESSIONALS - LAKE CITY · Missy Zecher. MLS #GC538329.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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