12182 SW STATE ROAD 45, ARCHER, FL, 32618
Active135 days on marketListed Mar 12, 2026MLS #GC538299
About this home
12182 SW STATE ROAD 45
*MOTIVATED SELLERS! Bring an offer!* NOW PRICED WELL BELOW MARKET VALUE FOR A QUICK SALE! Uniting timeless brick craftsmanship with modern updates and peaceful outdoor living, this 3/2 + THREE bonus rooms on 1.47acres offers the secluded lifestyle you’ve been searching for! From the moment you step through the grand tiled entry and formal foyer, you’ll feel the intentional upgrades throughout. This home features a newer roof (2021), full HVAC system with ALL NEW ductwork (2023), freshly painted exterior, and a brand new water heater (2026) - giving you peace of mind for years to come. Inside, natural textures and warmth steal the show: with refinished hardwood floors, exposed brick, tailor-made book shelving, and a stunning cedar room where oversized floor-to-ceiling windows provide panoramic views of your backyard oasis, blurring the line between indoors and out. A custom-built pantry, upgraded lighting, added fixtures, oversized closets, and built-in storage elevate everyday living. Step outside to experience the ultimate lifestyle upgrade - where the cleared lot delivers vast usable space while preserving a wooded buffer from the road for ultimate privacy. A massive fenced area for fur babies to run free, stone-centered seating around a firepit, and a covered carport equipped with a luxury Bluetooth sound system create the perfect setup for entertaining or relaxed evenings. Best of all, there are so many fruit trees that you could nearly live off the land, including a huge mulberry tree, 2 pear trees, peach tree, Japanese plum tree, an orange tree, a grapefruit tree, 2 nectarine trees, and a lime tree! All of this is just 15 minutes to Celebration Pointe and Tioga Town Center - allowing you to live in quiet serenity while staying close to the city’s best dining, shopping, and vibrant atmosphere. It’s such a rarity for a property with this acreage, upgrades, and intention in one complete package to come on the market. *BONUS - C2 zoning allows for abundant business opportunities while being able to live on site! *A clear 4-point is readily available to assist you with a low-cost insurance rate. Call today to schedule your showing!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,890
Sqft
1.47 ac
Lot size
1964
Year built
One
Levels
$144
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,218 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,218/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Archer actives
$144 vs $236
Days on market
135 vs 57 typical
Where $144/sqft sits among the 23 Archer actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Archer
Get to know Archer. See the full Archer guide →
ARCHER 32618 — neighborhood snapshot
Population
7,340
Median age
44.5
Median income
$52,176
Median home value
$195,000
Avg household
2.25
Households w/ children
777
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Archer market
$314K → $240K
Archer median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
8 of 23
Archer actives have cut their price
Median sold price, Archer, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 46% above the ARCHER 32618 median. See the full Archer market guide →
Paper trail
This home's history
Reality check
What actually sold near 12182 SW STATE ROAD 45
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$595,000
17807 SW ARCHER ROAD
4 bd · 2.5 ba · 2,964 sqft · $201/sqft · 19 DOM
Sold · Dec ’25$439,000
11202 SW 170TH STREET
3 bd · 2 ba · 1,836 sqft · $239/sqft · 281 DOM
Sold · Mar ’26$289,000
17081 SW 139TH AVENUE
3 bd · 2 ba · 1,800 sqft · $161/sqft · 135 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12182 SW STATE ROAD 45 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12182 SW STATE ROAD 45 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12182 SW STATE ROAD 45 FAQs
What would the monthly payment be for 12182 SW STATE ROAD 45?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,218/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12182 SW STATE ROAD 45?+
The most recent tax bill on record (2025) was $5,180. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Archer?+
At $415,000, this home is listed about 9% above the Archer median of $379,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12182 SW STATE ROAD 45?+
Archer Elementary (elementary), Oak View Middle School (middle), Newberry High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$415,000 runs 46% above the ARCHER 32618 median — but at 2,890 sqft it's also 52% larger than the typical Archer listing.
02Time on market is leverage
135 days on market against a Archer median of 57 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $469,900, now $415,000 — a $55K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS GAINESVILLE REALTY PARTNERS · Jordane Harden. MLS #GC538299.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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