David Ramirez
$399,999$425,0003 bd2 ba2,124 sqft$188 /sqft$3,013 /mo all-in ↓

19513 NW 240TH LANE, HIGH SPRINGS, FL, 32643

Active148 days on marketListed Mar 16, 2026MLS #GC538292

Reduced $25KSingle Family ResidenceBELLAMY ROAD ESTATES

About this home

19513 NW 240TH LANE

Welcome to this charming 3-bedroom, 2-bath home located in the desirable Bellamy Road Estates, situated off one of the most beautiful roads in the area. From the moment you arrive, the adorable front porch invites you to slow down and enjoy the peaceful surroundings. Step inside to find a bright and welcoming interior filled with natural light, high ceilings, and a thoughtfully designed layout. The home features a formal dining area and spacious living room, creating an ideal setting for both everyday living and entertaining. The massive kitchen is truly the heart of the home, offering abundant storage, a large island with bar stool seating, and a cozy eat-in area. It opens seamlessly to the main living room where a warm fireplace creates the perfect gathering space. French doors lead out to a spacious back porch overlooking the serene backyard—an ideal place to relax and enjoy the peaceful view of mature trees and nature. The primary suite is a private retreat featuring a beautiful bathroom with two large vanities offering ample storage and a spacious shower with dual shower heads. All bedrooms are generously sized, providing comfort and flexibility. The laundry room includes built-in shelving for added organization. Throughout the home, you’ll find durable luxury vinyl plank flooring with no carpet, making maintenance easy. Outside, the property is fully fenced and full of charm. Two sheds provide plenty of room for storage, hobbies, or outdoor toys, and there is even a chicken coop ready for your homesteading dreams. Enjoy fresh fruit right from your yard with producing grapefruit, lemon, and orange trees. This peaceful property offers privacy and mature landscaping while still being incredibly convenient. Located just seconds from I-75 and minutes to downtown High Springs and Alachua, local campgrounds, the Santa Fe River, and the area’s famous natural springs. Gainesville and Lake City are also just a short drive away, giving you easy access to shopping, dining, and medical facilities.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,124

Sqft

1.22 ac

Lot size

2

Garage

1997

Year built

One

Levels

$188

Per sqft

Fireplace

Inside

FlooringLuxury Vinyl · Tile
AppliancesConvection Oven · Dishwasher
InteriorEating Space In Kitchen · High Ceilings · Split Bedroom · Thermostat · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionHardiPlank Type
FoundationCrawlspace · Stem Wall
FacesWest
ExteriorPrivate Yard · Storage

Community & fees

Taxes (2025)$3,860/yr

Utilities & systems

UtilitiesCable Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,013 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,355
FHA mortgage insurance (est.)$177
Property tax — 2025 actual bill$322
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,000
Interest rate6.00%
Loan term

Estimated payment

$3,013/mo

Principal & interest$2,355
FHA mortgage insurance (est.)$177
Property taxes (actual bill)$322
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $400K
$384KedgeAI estimate $596,023 · range $568K$669K$696K

vs edgeAI estimate

−32.9%

$/sqft vs High Springs actives

$188 vs $210

Days on market

148 vs 31 typical

Where $188/sqft sits among the 75 High Springs actives

13
20 · this home
10
14
9
9
$135–168$168–201$201–235$235–268$268–301$301+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside High Springs

Map of 19513 NW 240TH LANE

Get to know High Springs. See the full High Springs guide →

HIGH SPRINGS 32643 — neighborhood snapshot

Population

11,495

Median age

38.5

Median income

$69,871

Median home value

$254,900

Avg household

2.86

Households w/ children

1,364

For the school run

Alachua County School District

ElementaryHigh Springs Community School★★★★
HighSanta Fe High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The High Springs market

Seller’s marketBalanced5.6 months of inventoryBuyer’s market

$330K$295K

High Springs median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

37 of 75

High Springs actives have cut their price

Median sold price, High Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 25% above the HIGH SPRINGS 32643 median. See the full High Springs market guide →

Paper trail

This home's history

CurrentPrice reduced to $399,999 $25K
Mar 16, 2026Listed at $425,000 · 148 days on market since
1997Built · BELLAMY ROAD ESTATES

Reality check

What actually sold near 19513 NW 240TH LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

19935 NW 239TH PLACESold · Dec ’25

$395,000

19935 NW 239TH PLACE · same community

3 bd · 2 ba · 1,994 sqft · $198/sqft · 36 DOM

19308 NW COUNTY ROAD 236Sold · Jul ’26

$475,000

19308 NW COUNTY ROAD 236

4 bd · 2.5 ba · 2,100 sqft · $226/sqft · 0 DOM

22428 NW 188TH STREETSold · Dec ’25

$745,500

22428 NW 188TH STREET

4 bd · 2 ba · 2,487 sqft · $300/sqft · 271 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 19513 NW 240TH LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 19513 NW 240TH LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

By checking this box, I agree that CENTURY 21 Edge and my agent may send me marketing and promotional text messages — including new listings, market updates, open houses and home value reports — at the phone number I provide, including by automated means. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

19513 NW 240TH LANE FAQs

What would the monthly payment be for 19513 NW 240TH LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,013/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 19513 NW 240TH LANE?+

The most recent tax bill on record (2025) was $3,860. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in High Springs?+

At $399,999, this home is listed about 9% above the High Springs median of $365,700. The market section on this page shows how the area is trending.

Which schools are assigned to 19513 NW 240TH LANE?+

High Springs Community School (elementary), Santa Fe High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$399,999 runs 25% above the HIGH SPRINGS 32643 median — but at 2,124 sqft it's also 22% larger than the typical High Springs listing.

02Time on market is leverage

148 days on market against a High Springs median of 31 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

High Springs Community School, Santa Fe High School — High Springs Community School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $425,000, now $399,999 — a $25K cut. The full history is in the market section below.

Listing courtesy of WATSON REALTY CORP- TIOGA · Kristi Crane. MLS #GC538292.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New High Springs homes, in your inbox

Like 19513 NW 240TH LANE but not quite? A daily digest of every new listing in High Springs — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 11, 2026 at 11:36 PM UTC. The listing information on this page last changed on August 11, 2026 at 11:36 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 11, 2026 at 11:36 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 11, 2026 at 11:36 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.