6220 SW 81ST STREET, GAINESVILLE, FL, 32608
Active138 days on marketListed Mar 20, 2026MLS #GC537747
About this home
6220 SW 81ST STREET
Tucked away in one of the area’s most desirable corridors, this 3 bed 2 bath home in Haile Forest offers the rare combination of quiet residential living with effortless access to everything that matters. Inside, the layout flows in a way buyers immediately respond to — open yet defined spaces that make daily living easy and entertaining natural. The home lives comfortably, with generous natural light and a layout that adapts whether you’re working from home, hosting friends, or simply enjoying a slower evening in. Outdoors, the yard creates room to relax, personalize, and elevate — a blank canvas for gatherings, gardening, or creating your own private retreat. Location is where this property quietly outperforms. Minutes to shopping, dining, medical, and the University of Florida corridor, yet removed enough to preserve peace and privacy — the balance today’s buyers are actively seeking. In a market where well-positioned homes in Southwest Gainesville move quickly, this is an opportunity to secure space, stability, and long-term value in one decisive step.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,027
Sqft
0.25 ac
Lot size
2
Garage
1998
Year built
One
Levels
$183
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,118 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,118/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−14.3%
$/sqft vs Gainesville actives
$183 vs $201
Days on market
138 vs 45 typical
Where $183/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hickory Forest
Get to know Gainesville. See the full Gainesville guide →
Hickory Forest — neighborhood snapshot
Population
1,753
Median age
42
Median income
$106,667
Median home value
$325,700
Avg household
3
Households w/ children
240
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $340K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
177 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 68% above the GAINESVILLE 32608 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 6220 SW 81ST STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$276,000
8309 SW 61ST PLACE · same community
4 bd · 2 ba · 1,935 sqft · $143/sqft · 162 DOM
Sold · Feb ’26$340,000
8045 SW 63RD LANE · same community
4 bd · 2 ba · 1,815 sqft · $187/sqft · 66 DOM
Sold · Nov ’25$308,000
8417 SW 62ND LANE · same community
3 bd · 2 ba · 1,323 sqft · $233/sqft · 33 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6220 SW 81ST STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6220 SW 81ST STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6220 SW 81ST STREET FAQs
What would the monthly payment be for 6220 SW 81ST STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,118/mo — principal and interest, the actual property-tax bill, the $43/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6220 SW 81ST STREET?+
The association fee works out to $43 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6220 SW 81ST STREET?+
The most recent tax bill on record (2024) was $6,875. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6220 SW 81ST STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $370,000, this home is listed about 27% above the Gainesville median of $291,900. The market section on this page shows how the area is trending.
Which schools are assigned to 6220 SW 81ST STREET?+
Kanapaha Middle School (middle), Kimball Wiles Elementary School (elementary), F. W. Buchholz High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$370,000 runs 68% above the GAINESVILLE 32608 median — but at 2,027 sqft it's also 41% larger than the typical Gainesville listing.
02Time on market is leverage
138 days on market against a Gainesville median of 45 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Kanapaha Middle School, Kimball Wiles Elementary School, F. W. Buchholz High School — F. W. Buchholz High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $415,000, now $370,000 — a $45K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS GAINESVILLE REALTY PARTNERS · Fredrick Jacobs. MLS #GC537747.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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