4360 NW 36TH TERRACE, GAINESVILLE, FL, 32605
Active151 days on marketListed Mar 6, 2026MLS #GC537567
About this home
4360 NW 36TH TERRACE
Sellers to provide $5,000 towards buyers closing costs with executed contract...... Capri community. This home offers a 3 bedroom 2 bath PLUS a study with built-in shelving. Spacious living area with gas burning fire place & a built in entertainment area. The living area and kitchen have tile flooring. 2 Bedrooms and Study updated with vinyl plank. Primary suite features a Primary bath with dual sinks, soaking tube, tile shower and tile flooring. A large screened/glassed back porch overlooks the private back fenced area with fruit trees. The Community offers a Pool, Tennis court, Basketball Court and a Club house with a large meeting area and kitchen. Roof 2021, AC 2019, HW 2017?..This listing is a relocation property.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,176
Sqft
0.17 ac
Lot size
2
Garage
2000
Year built
One
Levels
$158
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,781 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,781/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−13.8%
$/sqft vs Gainesville actives
$158 vs $199
Days on market
151 vs 45 typical
Where $158/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Capri
Get to know Gainesville. See the full Gainesville guide →
Capri — neighborhood snapshot
Population
1,213
Median age
40
Median income
$59,284
Median home value
$254,600
Avg household
2
Households w/ children
122
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $323K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
186 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% above the GAINESVILLE 32605 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 4360 NW 36TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$350,000
4353 NW 34 TERRACE · same community
3 bd · 2 ba · 2,002 sqft · $175/sqft · 134 DOM
Sold · Apr ’26$385,000
3310 NW 28TH AVENUE
4 bd · 3 ba · 2,186 sqft · $176/sqft · 19 DOM
Sold · May ’26$610,000
3908 NW 25TH CIRCLE
3 bd · 2 ba · 2,190 sqft · $279/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4360 NW 36TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4360 NW 36TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4360 NW 36TH TERRACE FAQs
What would the monthly payment be for 4360 NW 36TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,781/mo — principal and interest, the actual property-tax bill, the $94/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4360 NW 36TH TERRACE?+
The association fee works out to $94 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4360 NW 36TH TERRACE?+
The most recent tax bill on record (2025) was $4,275. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4360 NW 36TH TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $343,000, this home is listed about 16% above the Gainesville median of $295,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4360 NW 36TH TERRACE?+
C. W. Norton Elementary School (elementary), Westwood Middle School (middle), Gainesville High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$343,000 runs 35% above the GAINESVILLE 32605 median — but at 2,176 sqft it's also 51% larger than the typical Gainesville listing.
02Time on market is leverage
151 days on market against a Gainesville median of 45 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $364,000, now $343,000 — a $21K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA REALTY · Cheryl Hartley. MLS #GC537567.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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