1440 NW 128 TERRACE, NEWBERRY, FL, 32669
Active175 days on marketListed Feb 11, 2026MLS #GC537451
About this home
1440 NW 128 TERRACE
This stunning one-story home is perfect for multi-generational living, featuring five spacious bedrooms and three modern bathrooms. Among its highlights is a unique suite with a private room, bathroom, sitting area, and kitchenette, ideal for in-laws or guests seeking privacy. The home boasts an open-concept great room that connects seamlessly to a formal dining area and a well-appointed kitchen, complete with new stainless steel appliances like a range, two refrigerators, a microwave, and a dishwasher. A cozy dinette area overlooks the expansive covered lanai, perfect for outdoor entertaining. The thoughtfully designed layout includes two bedrooms at the front with a convenient Jack-and-Jill bathroom, while the multi-gen suite is strategically placed for added convenience. The primary bedroom, a private retreat, features an ensuite bathroom and offers stunning backyard views. Additional features include an expansive three-car garage and an attractive paver driveway, combining practicality with luxury. The Cherry on Top is this house backs up to an expansive preserve retention so the views from the living room and master bedroom are unmatched in comparison to other lots that do not face this area.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,768
Sqft
0.16 ac
Lot size
3
Garage
2025
Year built
One
Levels
$173
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,387 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,387/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−18.7%
$/sqft vs BUCHANAN TRAILS
$173 vs $180
Days on market
175 vs 55 typical
Where $173/sqft sits among the 12 homes for sale in BUCHANAN TRAILS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside North Jonesville
Get to know Newberry. See the full Newberry guide →
North Jonesville — neighborhood snapshot
Population
1,592
Median age
39
Median income
$117,875
Median home value
$401,100
Avg household
2
Households w/ children
354
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Newberry market
$343K → $335K
Newberry median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
4 of 12
BUCHANAN TRAILS have cut their price
Median sold price, Newberry, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 32% above the NEWBERRY 32669 median. See the full Newberry market guide →
Paper trail
This home's history
Reality check
What actually sold near 1440 NW 128 TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$489,990
1531 NW 127TH DRIVE · same community
4 bd · 3.5 ba · 2,768 sqft · $177/sqft · 31 DOM
Sold · May ’26$471,290
1996 NW 136TH BOULEVARD · same community
4 bd · 3.5 ba · 2,768 sqft · $170/sqft · 93 DOM
Sold · Nov ’25$479,990
12833 NW 13TH LANE · same community
4 bd · 3.5 ba · 2,768 sqft · $173/sqft · 210 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1440 NW 128 TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1440 NW 128 TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1440 NW 128 TERRACE FAQs
What would the monthly payment be for 1440 NW 128 TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,387/mo — principal and interest, the actual property-tax bill, the $108/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1440 NW 128 TERRACE?+
The association fee works out to $108 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1440 NW 128 TERRACE?+
The most recent tax bill on record (2025) was $1,045. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1440 NW 128 TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Newberry?+
At $479,000, this home is listed about 21% above the Newberry median of $394,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1440 NW 128 TERRACE?+
Meadowbrook Elementary School (elementary), Fort Clarke Middle School (middle), F. W. Buchholz High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$479,000 runs 32% above the NEWBERRY 32669 median — but at 2,768 sqft it's also 34% larger than the typical Newberry listing.
02Time on market is leverage
175 days on market against a Newberry median of 55 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Meadowbrook Elementary School, Fort Clarke Middle School, F. W. Buchholz High School — Meadowbrook Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $499,000, now $479,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS GAINESVILLE REALTY PARTNERS · Saveela Asad. MLS #GC537451.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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