11 OLD MILL DRIVE UNIT 9C, CEDAR KEY, FL, 32625
Active151 days on marketListed Feb 22, 2026MLS #GC537298
About this home
11 OLD MILL DRIVE UNIT 9C
Perfectly remodeled 2 bedroom/2 bathroom condo in Old Fenimore Mill Cedar Key Florida. Cedar Key is the perfect coastal town, seemingly lost in time. Its quaint community offers a true taste of Old Florida , with shops , dining, medical office,, coffee shops and more. It will quickly become an escape from the busy world around you. This condo is immaculate and in excellent condition. As you enter the unit you will see a beautiful foyer and notice the gorgeous tile flooring throughout. A guest bathroom perfectly located in the flood plan near the front door and a gorgeous guest bedroom with tons of natural Florida sunshine. Down the hallway you see the master bedroom which is very spacious, walk in closet and a master bathroom with a gorgeous makeup vanity and sink, combo tub/shower. Laundry room has stacked washer and dryer (included) and plenty of room for storage. Living room is spacious with a priceless view of the coast. Ample space in the dining room. The kitchen was remodeled with convenience in mind, beautiful quartz countertops, smart stove, gorgeous backsplash with a coastal flare, additional plug ins along the bar and a nice open view to the living room and dining room. The balcony is sure to be your most favorite spot, sit and relax and enjoy the sounds of the Gulf of Mexico, the wildlife and peace. Community amenities, like amazing pool and hot tub, boat dock and fish cleaning station, a freshly added swing to enjoy the outdoors! Whether considering your forever home, seasonal home or short term rentals , THIS unit ensures LOW maintenance and is MOVE IN READY! Call today for your tour!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,038
Sqft
0.01 ac
Lot size
2001
Year built
One
Levels
$356
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,965 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,965/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Cedar Key
Get to know Cedar Key. See the full Cedar Key guide →
CEDAR KEY 32625 — neighborhood snapshot
Population
1,255
Median age
62.3
Median income
$59,036
Median home value
$267,200
Avg household
1.83
Households w/ children
49%
The numbers that matter
The Cedar Key market
$309K → $75K
Cedar Key median sold, yr/yr
89.8%
Sale-to-list ratio (12 mo)
Median sold price, Cedar Key, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 187% above the CEDAR KEY 32625 median. See the full Cedar Key market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 11 OLD MILL DRIVE UNIT 9C — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11 OLD MILL DRIVE UNIT 9C — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
11 OLD MILL DRIVE UNIT 9C FAQs
What would the monthly payment be for 11 OLD MILL DRIVE UNIT 9C?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,965/mo — principal and interest, the actual property-tax bill, the $73/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 11 OLD MILL DRIVE UNIT 9C?+
The association fee works out to $73 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 11 OLD MILL DRIVE UNIT 9C?+
The most recent tax bill on record (2025) was $4,687. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11 OLD MILL DRIVE UNIT 9C?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Cedar Key?+
At $369,900, this home is listed about 9% below the Cedar Key median of $404,900. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$369,900 runs 187% above the CEDAR KEY 32625 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
151 days on market against a Cedar Key median of 62 — sellers in this position are usually ready to negotiate.
Listing courtesy of LPT REALTY, LLC · Burgandy Arrington. MLS #GC537298.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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