David Ramirez
$189,999$207,2523 bd2 ba1,153 sqft$165 /sqft$1,380 /mo all-in ↓

5370 NE 108TH TERRACE, BRONSON, FL, 32621

Active178 days on marketListed Feb 5, 2026MLS #GC537215

Reduced $17KNew constructionManufactured HomeBLACK JACK RIDGE ESTATE

About this home

5370 NE 108TH TERRACE

Brand-new 3BD/2BA Champion manufactured home on .92 acres in Bronson, FL—move-in ready and thoughtfully designed for comfort, efficiency, and durability. Offering 1,153 sq. ft. of well-planned living space, this home is built to Wind Zone II standards and Energy Star certified, providing peace of mind and long-term value. The open-concept layout seamlessly connects the kitchen, dining, and living areas, creating a bright and functional gathering space. The kitchen is equipped with Whirlpool appliances, including a range/hood, refrigerator, and dishwasher. Additional features include an energy-efficient Rheem hot water heater, a brand-new well and septic system, fresh millings driveway, professional landscaping for curb appeal, and a one-year home warranty. Enjoy the tranquility of rural living while remaining conveniently close to Gainesville for shopping, dining, healthcare, and entertainment. Outdoor enthusiasts will appreciate nearby attractions such as Devil's Den Spring, Black Prong Resort, Cedar Lakes Woods and Gardens, and the Goethe State Forest. Notably, this property is located next door to another newly constructed manufactured home currently available for separate purchase, presenting a unique opportunity for buyers seeking multi-generational living, extended family proximity, or investment flexibility—while still enjoying the privacy of separate parcels. Schedule your private showing today and experience the perfect blend of modern amenities and country charm at 5370 NE 108th Ter, Bronson, FL 32621.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,153

Sqft

0.92 ac

Lot size

2026

Year built

One

Levels

$165

Per sqft

Inside

FlooringVinyl
AppliancesDishwasher · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Split Bedroom
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionVinyl Siding
FoundationCrawlspace
FacesEast
ExteriorOther

Community & fees

Taxes (2025)$206/yr

Utilities & systems

UtilitiesElectricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,380 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,119
FHA mortgage insurance (est.)$84
Property tax — 2025 actual bill$17
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,650Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,650
Interest rate6.00%
Loan term

Estimated payment

$1,380/mo

Principal & interest$1,119
FHA mortgage insurance (est.)$84
Property taxes (actual bill)$17
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $190K
$151KedgeAI estimate $184,836 · range $157K$236K$245K

vs edgeAI estimate

+2.8%

$/sqft vs Bronson actives

$165 vs $186

Days on market

178 vs 56 typical

Where $165/sqft sits among the 28 Bronson actives

14 · this home
9
1
2
0
2
$89–185$185–282$282–378$378–474$474–570$570+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bronson

Map of 5370 NE 108TH TERRACE

Get to know Bronson. See the full Bronson guide →

BRONSON 32621 — neighborhood snapshot

Population

5,540

Median age

42.3

Median income

$52,840

Median home value

$114,200

Avg household

2.35

Households w/ children

682

The numbers that matter

The Bronson market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$233K$230K

Bronson median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

11 of 28

Bronson actives have cut their price

Median sold price, Bronson, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 342% above the BRONSON 32621 median. See the full Bronson market guide →

Paper trail

This home's history

CurrentPrice reduced to $189,999 $17K
Feb 5, 2026Listed at $207,252 · 178 days on market since
2026Built · BLACK JACK RIDGE ESTATE

Reality check

What actually sold near 5370 NE 108TH TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5350 NE 108 TERRACESold · Mar ’26

$179,000

5350 NE 108 TERRACE · same community

3 bd · 2 ba · 1,001 sqft · $179/sqft · 161 DOM

11290 NE 56TH STREETSold · Dec ’25

$114,900

11290 NE 56TH STREET

3 bd · 2 ba · 1,080 sqft · $106/sqft · 25 DOM

11131 NE 61ST STREETSold · Feb ’26

$115,000

11131 NE 61ST STREET

2 bd · 2 ba · 924 sqft · $124/sqft · 225 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5370 NE 108TH TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5370 NE 108TH TERRACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

5370 NE 108TH TERRACE FAQs

What would the monthly payment be for 5370 NE 108TH TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,380/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 5370 NE 108TH TERRACE?+

The most recent tax bill on record (2025) was $206. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Bronson?+

At $189,999, this home is listed about 24% below the Bronson median of $249,999. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Positioned at the premium end

$189,999 runs 342% above the BRONSON 32621 median.

02Time on market is leverage

178 days on market against a Bronson median of 56 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $207,252, now $189,999 — a $17K cut. The full history is in the market section below.

Listing courtesy of INSPIRE FLORIDA REAL ESTATE, INC. · Carla Willingham. MLS #GC537215.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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