5851 HILLRIDGE ROAD, KEYSTONE HEIGHTS, FL, 32656
Active183 days on marketListed Feb 3, 2026MLS #GC537198
About this home
5851 HILLRIDGE ROAD
This beautiful 0.35-acre lot is the perfect foundation for your dream home. Located in a quiet neighborhood, it’s ideal for those looking to retire in a peaceful community or start a family in a calm setting. The property is completely unimproved, offering a blank canvas to bring your vision to life. Conveniently located close to town, you’ll enjoy easy access to grocery stores, restaurants, and shopping.
Facts & features
The home at a glance
0.35 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$343 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$343/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Keystone Heights
Get to know Keystone Heights. See the full Keystone Heights guide →
KEYSTONE HEIGHTS 32656 — neighborhood snapshot
Population
15,630
Median age
40.4
Median income
$73,201
Median home value
$202,900
Avg household
2.74
Households w/ children
2,259
The numbers that matter
The Keystone Heights market
$300K → $322K
Keystone Heights median sold, yr/yr
95.5%
Sale-to-list ratio (12 mo)
Median sold price, Keystone Heights, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 83% below the KEYSTONE HEIGHTS 32656 median. See the full Keystone Heights market guide →
Paper trail
This home's history
Reality check
What actually sold near 5851 HILLRIDGE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$112,000
5676 SILVER SANDS CIRCLE · same community
3 bd · 1 ba · 864 sqft · $130/sqft · 16 DOM
Sold · Oct ’25$330,000
5687 SILVER SANDS CIRCLE · same community
3 bd · 2 ba · 1,333 sqft · $248/sqft · 0 DOM
Sold · Jun ’26$316,000
5921 COUNTY ROAD 352
3 bd · 2 ba · 1,000 sqft · $316/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5851 HILLRIDGE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5851 HILLRIDGE ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5851 HILLRIDGE ROAD FAQs
What would the monthly payment be for 5851 HILLRIDGE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $343/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5851 HILLRIDGE ROAD?+
The most recent tax bill on record (2024) was $144. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Keystone Heights?+
At $27,000, this home is listed about 91% below the Keystone Heights median of $285,000. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Under the KEYSTONE HEIGHTS 32656 market on paper
$27,000 is 83% below the KEYSTONE HEIGHTS 32656 median of $160,450.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
183 days on market against a Keystone Heights median of 61 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $28,000, now $27,000 — a $1K cut. The full history is in the market section below.
Listing courtesy of CB ISAAC REALTY · Ronald Blake. MLS #GC537198.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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