243 HERMAN DRIVE, HAWTHORNE, FL, 32640
Active184 days on marketListed Jan 21, 2026MLS #GC536818
About this home
243 HERMAN DRIVE
Privately nestled on 2.26 acres with approximately 150 ft of pristine lake frontage, this exceptional Redwater Lake estate offers a rare blend of elegance, tranquility, and natural beauty. The 2,512 square foot residence features 3-bedrooms and 2-baths, thoughtfully designed around a spacious open-concept living area that captures breathtaking, uninterrupted lake views. Renowned for its serene setting and recreational opportunities, Redwater Lake provides an idyllic backdrop for refined waterfront living. The grounds are a lush, curated landscape showcasing mature trees, a dedicated butterfly garden, flourishing flowering plants, fruit trees, and classic Florida native foliage-creating a true private oasis. Outdoor living is elevated with a screened enclosed that flows seamlessly onto an expansive open deck, ideal for entertaining or quiet reflection. A private dock with a boat lift offers effortless lake access, while a newly constructed, heated and fully irrigated greenhouse caters to the discerning gardening enthusiast. This remarkable property is a rare offering - where luxury, privacy, and the beauty of nature come together in perfect harmony.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,750
Sqft
2.26 ac
Lot size
2
Garage
2002
Year built
Two
Levels
$343
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,973 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,973/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+70.6%
$/sqft vs Hawthorne actives
$343 vs $179
Days on market
184 vs 46 typical
Where $343/sqft sits among the 61 Hawthorne actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hawthorne
Get to know Hawthorne. See the full Hawthorne guide →
HAWTHORNE 32640 — neighborhood snapshot
Population
10,780
Median age
46.2
Median income
$58,727
Median home value
$153,600
Avg household
2.51
Households w/ children
1,120
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hawthorne market
$225K → $365K
Hawthorne median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
28 of 61
Hawthorne actives have cut their price
Median sold price, Hawthorne, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 607% above the HAWTHORNE 32640 median. See the full Hawthorne market guide →
Paper trail
This home's history
Reality check
What actually sold near 243 HERMAN DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$349,900
103 MAGNOLIA STREET · same community
3 bd · 2 ba · 1,541 sqft · $227/sqft · 6 DOM
Sold · May ’26$190,000
112 MAGNOLIA STREET · same community
2 bd · 2 ba · 1,352 sqft · $141/sqft · 81 DOM
Sold · Aug ’25$525,000
110 CYPRESS STREET · same community
4 bd · 3 ba · 2,430 sqft · $216/sqft · 55 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 243 HERMAN DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 243 HERMAN DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
243 HERMAN DRIVE FAQs
What would the monthly payment be for 243 HERMAN DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,973/mo — principal and interest, the actual property-tax bill, the $29/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 243 HERMAN DRIVE?+
The association fee works out to $29 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 243 HERMAN DRIVE?+
The most recent tax bill on record (2025) was $3,859. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 243 HERMAN DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hawthorne?+
At $599,999, this home is listed about 128% above the Hawthorne median of $263,450. The market section on this page shows how the area is trending.
Which schools are assigned to 243 HERMAN DRIVE?+
Ochwilla Elementary School (elementary), Interlachen Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$599,999 runs 607% above the HAWTHORNE 32640 median — but at 1,750 sqft it's also 23% larger than the typical Hawthorne listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
184 days on market against a Hawthorne median of 46 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $699,999, now $599,999 — a $100K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CB ISAAC REALTY · Ronald Blake. MLS #GC536818.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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