David Ramirez

24510 NE STATE RD 26, MELROSE, FL, 32666

Active198 days on marketListed Jan 13, 2026MLS #GC536541

WaterfrontN/A

About this home

24510 NE STATE RD 26

This is a rare chance to own two parcels of land on Lake Santa Fe. One lot (Parcel #18762-000-000) offers 17 acres, while the adjacent lot (Parcel #18762-001-001) has 11.49 acres. The possibilities are endless, with the property located right next to a 25-acre local boat ramp owned by Alachua County (24500 NE State Road 26 Melrose Florida). Perfect for stunning waterfront homesites or potential single-family lot development, the land sits directly on NE State Road 26 in Melrose, Florida. A roughly 1,200-foot canal connects straight to the lake and the public boat ramp. The property is currently zoned for Rural Agriculture which would allow 5 lots. City water & Clay electric on site, no sewer, will need septic.

Facts & features

The home at a glance

28.49 ac

Lot size

WaterfrontWater viewPets allowed

Inside

Outside & construction

ViewWater

Community & fees

Taxes (2025)$3,977/yr
PetsYes

Utilities & systems

UtilitiesElectrical Nearby
WaterWell Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$9,148 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$8,094
PMI (est., until 20% equity)$563
Property tax — 2025 actual bill$331
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $150,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $150,000
Interest rate6.00%
Loan term

Estimated payment

$9,148/mo

Principal & interest$8,094
PMI (est., until 20% equity)$563
Property taxes (actual bill)$331
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Melrose

Map of 24510 NE STATE RD 26

Get to know Melrose. See the full Melrose guide →

MELROSE 32666 — neighborhood snapshot

Population

5,542

Median age

62.1

Median income

$66,540

Median home value

$206,000

Avg household

2.17

Households w/ children

268

For the school run

Putnam County School District

ElementaryMelrose Elementary School★★★★★
HighInterlachen Junior-Senior High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Melrose market

Seller’s marketLeans buyer13.2 months of inventoryBuyer’s market

$333K$180K

Melrose median sold, yr/yr

91.9%

Sale-to-list ratio (12 mo)

Median sold price, Melrose, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 355% above the MELROSE 32666 median. See the full Melrose market guide →

Paper trail

This home's history

Jan 13, 2026Listed at $1,500,000 · 198 days on market since

Reality check

What actually sold near 24510 NE STATE RD 26

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1074 EMPORIA ROADSold · Dec ’25

$247,000

1074 EMPORIA ROAD · same community

2 bd · 1 ba · 716 sqft · $345/sqft · 11 DOM

5640 SW 57TH AVENUESold · Dec ’25

$130,000

5640 SW 57TH AVENUE · same community

2 bd · 1 ba · 756 sqft · $172/sqft · 78 DOM

12860 SW 174TH STREETSold · Dec ’25

$168,500

12860 SW 174TH STREET · same community

3 bd · 1 ba · 816 sqft · $206/sqft · 83 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 24510 NE STATE RD 26 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 24510 NE STATE RD 26 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

24510 NE STATE RD 26 FAQs

What would the monthly payment be for 24510 NE STATE RD 26?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,148/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 24510 NE STATE RD 26?+

The most recent tax bill on record (2025) was $3,977. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 24510 NE STATE RD 26?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Melrose?+

At $1,500,000, this home is listed about 278% above the Melrose median of $397,000. The market section on this page shows how the area is trending.

Which schools are assigned to 24510 NE STATE RD 26?+

Melrose Elementary School (elementary), Interlachen Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,500,000 runs 355% above the MELROSE 32666 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

198 days on market against a Melrose median of 57 — sellers in this position are usually ready to negotiate.

Listing courtesy of WATSON REALTY CORP · Jonathan Colon. MLS #GC536541.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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