5102 COCOPLUM AVENUE, MELBOURNE, FL, 32940
Active204 days on marketListed Jan 10, 2026MLS #GC536490
About this home
5102 COCOPLUM AVENUE
Virtually Staged. Come see this 4 bedroom home in the desirable Pineda Crossing neighborhood. This home offers a functional layout and desirable upgrades. Enjoy a saltwater pool with a waterfall, LED lighting, and in-ground hot tub (2019), a large fully trussed porch with three sliding glass doors, and a fenced backyard (2019). The primary suite features a garden tub, separate shower, dual sinks, private water closet, and direct access to the porch and pool. Additional highlights include solar panels, EV charging capability in the garage, tankless water heater, irrigation system, newer paint, and newer A/C. Conveniently located just 15 minutes from the beach, with easy access to shopping and dining.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,904
Sqft
0.22 ac
Lot size
2
Garage
1995
Year built
One
Levels
$247
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,596 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,596/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.3%
$/sqft vs Melbourne actives
$247 vs $220
Days on market
204 vs 21 typical
Where $247/sqft sits among the 76 Melbourne actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Pineda Crossing
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Melbourne. See the full Melbourne guide →
Pineda Crossing — neighborhood snapshot
Population
2,657
Median age
48
Median income
$146,542
Median home value
$430,300
Avg household
3
Households w/ children
245
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Melbourne market
$404K → $320K
Melbourne median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
23 of 76
Melbourne actives have cut their price
Median sold price, Melbourne, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 5102 COCOPLUM AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$450,000
4999 PINE LILY COURT · same community
3 bd · 2 ba · 2,041 sqft · $220/sqft · 0 DOM
Sold · Dec ’25$500,000
1005 FOSTORIA DRIVE
3 bd · 2 ba · 1,887 sqft · $265/sqft · 32 DOM
Sold · Jun ’26$610,000
882 PALM BROOK DRIVE
3 bd · 2.5 ba · 1,989 sqft · $307/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5102 COCOPLUM AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5102 COCOPLUM AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5102 COCOPLUM AVENUE FAQs
What would the monthly payment be for 5102 COCOPLUM AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,596/mo — principal and interest, the actual property-tax bill, the $25/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5102 COCOPLUM AVENUE?+
The association fee works out to $25 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5102 COCOPLUM AVENUE?+
The most recent tax bill on record (2025) was $5,247. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5102 COCOPLUM AVENUE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Melbourne?+
At $469,900, this home is listed about 16% above the Melbourne median of $404,555. The market section on this page shows how the area is trending.
Which schools are assigned to 5102 COCOPLUM AVENUE?+
Sherwood Elementary School (elementary), Lyndon B. Johnson Middle School (middle), Viera High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
02Time on market is leverage
204 days on market against a Melbourne median of 21 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Sherwood Elementary School, Lyndon B. Johnson Middle School, Viera High School — Sherwood Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $485,000, now $469,900 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ARIUM REAL ESTATE, LLC · Victoria Zombo. MLS #GC536490.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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