David Ramirez
$1,250,0007 bd7.5 ba5,019 sqft$249 /sqft$9,275 /mo all-in ↓

221 SE 7TH STREET, GAINESVILLE, FL, 32601

Active193 days on marketListed Jan 12, 2026MLS #GC536429

Single Family ResidenceGAINESVILLE ROPERS ADD

About this home

221 SE 7TH STREET

The Laurel Oak Inn is a landmark Victorian hospitality property located on one of north central Florida’s most historically significant streets, just steps from downtown. Originally built in 1885, this grand mansion has long been regarded as one of the crown jewels of the district and underwent a comprehensive restoration in 2005 to preserve its architectural integrity while modernizing its systems and functionality. The inn features nearly 1,000 square feet of covered wraparound porches showcasing classic Victorian woodwork and providing an inviting outdoor gathering space. The interior offers tall ceilings, expansive windows, extensive millwork, and original heart pine floors throughout. The main level includes a spacious living room, formal dining room, guest suite with en suite bath, half bath, and a large eat-in kitchen designed to support hospitality operations. The second floor houses laundry facilities and four additional guest suites, each with a fireplace and private en suite bathroom. The third level features a private penthouse apartment with two bedrooms, two bathrooms, a kitchenette, a dining area, a living room, and an office, making it ideal for an owner-operator residence, extended stay guests, or multigenerational use. Set beneath mature laurel oaks draped in Spanish moss, the grounds provide a serene setting well suited for events or guest enjoyment. The property is approved for a liquor license and restaurant license and has a proven operating history as a successful historic inn. It is offered with the option to convey fully furnished, allowing for a true turnkey hospitality investment. The Laurel Oak Inn presents a rare opportunity to acquire a distinguished, income-producing historic property with flexible use potential in one of Gainesville’s most desirable and walkable districts.

Facts & features

The home at a glance

7

Bedrooms

7.5

Bathrooms

5,019

Sqft

0.52 ac

Lot size

1885

Year built

Three Or More

Levels

$249

Per sqft

FireplaceCity & Trees/Woods viewNegotiablePets allowed

Inside

FlooringCarpet · Tile · Hardwood
AppliancesBar Fridge · Dishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorAccessibility Features · Built-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Chair Rail · Eating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Stone Counters · Thermostat · Vaulted Ceiling(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric · Exhaust Fan
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionWood Siding
FoundationCrawlspace
ViewCity · Trees/Woods
FacesWest
ParkingCircular Driveway · Guest · Off Street · On Street
ExteriorBalcony · Courtyard · French Doors · Lighting · Sidewalk

Community & fees

Taxes (2025)$22,815/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$9,275 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,745
PMI (est., until 20% equity)$469
Property tax — 2025 actual bill$1,901
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $125,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $125,000
Interest rate6.00%
Loan term

Estimated payment

$9,275/mo

Principal & interest$6,745
PMI (est., until 20% equity)$469
Property taxes (actual bill)$1,901
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Gainesville actives

$249 vs $198

Days on market

193 vs 36 typical

Where $249/sqft sits among the 400 Gainesville actives

77
102
76
69 · this home
32
44
$126–159$159–191$191–223$223–256$256–288$288+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Gainesville

Map of 221 SE 7TH STREET

Get to know Gainesville. See the full Gainesville guide →

GAINESVILLE 32601 — neighborhood snapshot

Population

23,296

Median age

23

Median income

$30,878

Median home value

$284,200

Avg household

2.1

Households w/ children

1,322

For the school run

Alachua County School District

MiddleAbraham Lincoln Middle School★★★★★
HighGainesville High School★★★★★
ElementaryIdylwild Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Gainesville market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$320K$312K

Gainesville median sold, yr/yr

96.6%

Sale-to-list ratio (12 mo)

185 of 400

Gainesville actives have cut their price

Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 432% above the GAINESVILLE 32601 median. See the full Gainesville market guide →

Paper trail

This home's history

Jan 12, 2026Listed at $1,250,000 · 193 days on market since
1885Built · GAINESVILLE ROPERS ADD

Reality check

What actually sold near 221 SE 7TH STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

725 SE 4TH AVENUESold · Aug ’25

$350,000

725 SE 4TH AVENUE · same community

4 bd · 2 ba · 1,733 sqft · $202/sqft · 9 DOM

702 SE 8TH STREETSold · Feb ’26

$274,900

702 SE 8TH STREET · same community

3 bd · 2 ba · 976 sqft · $282/sqft · 40 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 221 SE 7TH STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 221 SE 7TH STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

221 SE 7TH STREET FAQs

What would the monthly payment be for 221 SE 7TH STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,275/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 221 SE 7TH STREET?+

The most recent tax bill on record (2025) was $22,815. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 221 SE 7TH STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Gainesville?+

At $1,250,000, this home is listed about 323% above the Gainesville median of $295,500. The market section on this page shows how the area is trending.

Which schools are assigned to 221 SE 7TH STREET?+

Abraham Lincoln Middle School (middle), Gainesville High School (high), Idylwild Elementary School (elementary) — Alachua County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,250,000 runs 432% above the GAINESVILLE 32601 median — but at 5,019 sqft it's also nearly 3 times the size of the typical Gainesville listing.

02City & Trees/Woods views

The city and trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

193 days on market against a Gainesville median of 36 — sellers in this position are usually ready to negotiate.

Listing courtesy of BHGRE THOMAS GROUP · Art Nagan. MLS #GC536429.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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