David Ramirez
$339,900$344,9003 bd2 ba1,580 sqft$215 /sqft$2,328 /mo all-in ↓

11380 NW 92ND CT, CHIEFLAND, FL, 32626

Active180 days on marketListed Feb 5, 2026MLS #GC536407

Reduced $5KNew constructionSingle Family ResidenceCHIEFLAND COUNTRY ESTATES

About this home

11380 NW 92ND CT

Imagine ending your day on the covered back porch, surrounded by quiet country skies, while still being just minutes from some of Florida’s most beautiful natural springs and the Suwannee River. This brand-new home in Chiefland Country Estates offers the perfect blend of modern comfort and relaxed North Florida living with no HOA and room to breathe on a spacious corner lot. Inside, soaring 9-foot ceilings and an open-concept floor plan create an inviting space that’s equally suited for entertaining guests or enjoying a quiet evening at home. The designer kitchen becomes the heart of the home, featuring quartz countertops, a large island, a farmhouse sink, a pot filler, a pantry, decorative lighting, and a full suite of stainless steel appliances. At the end of the day, retreat to a spacious owner’s suite designed for relaxation, complete with a spa-inspired bath featuring dual vanities, a freestanding soaking tub, a beautifully tiled walk-in shower, and a generous walk-in closet. Whether you’re launching the boat for a morning on the Suwannee River, spending the afternoon at Manatee Springs State Park, or simply enjoying the quiet from your own backyard, this home offers the lifestyle so many buyers are searching for but rarely find. Eligible for 100% financing!! With no HOA, modern construction, and the charm of North Central Florida just outside your door, this isn’t simply a new home; it’s a new way of living.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,580

Sqft

0.53 ac

Lot size

2

Garage

2026

Year built

One

Levels

$215

Per sqft

Fireplace

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Open Floorplan · Split Bedroom · Tray Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionHardiPlank Type · Wood Frame
FoundationSlab
FacesEast
ExteriorOther · Sidewalk

Community & fees

Taxes (2025)$197/yr

Utilities & systems

UtilitiesElectricity Available
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,328 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,001
FHA mortgage insurance (est.)$150
Property tax — 2025 actual bill$16
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,897Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,897
Interest rate6.00%
Loan term

Estimated payment

$2,328/mo

Principal & interest$2,001
FHA mortgage insurance (est.)$150
Property taxes (actual bill)$16
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $340K
$326KedgeAI estimate $348,404 · range $340K$352K$366K

vs edgeAI estimate

−2.4%

$/sqft vs Chiefland actives

$215 vs $215

Days on market

180 vs 43 typical

Where $215/sqft sits among the 40 Chiefland actives

19
12 · this home
3
2
1
3
$107–195$195–283$283–371$371–459$459–547$547+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Chiefland

Map of 11380 NW 92ND CT

Get to know Chiefland. See the full Chiefland guide →

CHIEFLAND 32626 — neighborhood snapshot

Population

8,994

Median age

46.3

Median income

$49,643

Median home value

$160,900

Avg household

2.43

Households w/ children

898

The numbers that matter

The Chiefland market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$270K$330K

Chiefland median sold, yr/yr

96.1%

Sale-to-list ratio (12 mo)

26 of 40

Chiefland actives have cut their price

Median sold price, Chiefland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 71% above the CHIEFLAND 32626 median. See the full Chiefland market guide →

Paper trail

This home's history

CurrentPrice reduced to $339,900 $5K
Feb 5, 2026Listed at $344,900 · 180 days on market since
2026Built · CHIEFLAND COUNTRY ESTATES

Reality check

What actually sold near 11380 NW 92ND CT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9990 NW 114TH STREETSold · May ’26

$320,000

9990 NW 114TH STREET · same community

3 bd · 2 ba · 1,552 sqft · $206/sqft · 193 DOM

11190 NW 92ND COURTSold · Sep ’25

$254,000

11190 NW 92ND COURT · same community

2 bd · 2 ba · 1,768 sqft · $144/sqft · 258 DOM

11390 NW 92ND COURTSold · Mar ’26

$329,900

11390 NW 92ND COURT · same community

3 bd · 2 ba · 1,321 sqft · $250/sqft · 122 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 11380 NW 92ND CT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11380 NW 92ND CT — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

11380 NW 92ND CT FAQs

What would the monthly payment be for 11380 NW 92ND CT?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,328/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 11380 NW 92ND CT?+

The most recent tax bill on record (2025) was $197. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Chiefland?+

At $339,900, this home is priced right at the Chiefland median.

The brief

Three things that matter here

01Positioned at the premium end

$339,900 runs 71% above the CHIEFLAND 32626 median.

02Time on market is leverage

180 days on market against a Chiefland median of 43 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $344,900, now $339,900 — a $5K cut. The full history is in the market section below.

Listing courtesy of MILLER REAL ESTATE · Natalie Thomas. MLS #GC536407.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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