9024 SW 104TH TERRACE, GAINESVILLE, FL, 32608
Active213 days on marketListed Jan 2, 2026MLS #GC536213
About this home
9024 SW 104TH TERRACE
Virtually Staged. Your private one-acre retreat with modern upgrades, just minutes from Gainesville’s best shopping, dining, and major roadways. Set on a fully fenced lot, this beautifully updated home offers the ideal blend of space, privacy, and convenience near Haile Plantation, Celebration Pointe, Butler Plaza, and Interstate 75. A welcoming front porch with ceiling fan invites you to relax and enjoy the peaceful surroundings, while the newly built backyard deck creates the perfect setting for family gatherings, cookouts, and entertaining. A large outdoor storage building adds valuable space for tools, equipment, or hobbies. Inside, the home features a bright open-concept layout anchored by a spacious kitchen with a large island and eat-in area, ideal for everyday living and hosting guests. Extensive upgrades provide peace of mind, including one-year old roof, brand-new well and filter, new panel siding, updated electrical wiring, 2025 HVAC system and water heater, new windows, and new lighting fixtures with recessed lighting throughout. The bathrooms have been fully renovated, and the kitchen is equipped with all new stainless steel appliances except fridge. This home truly delivers the best of both worlds: modern comfort, outdoor space, and a prime Gainesville location. Schedule your private showing today.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,188
Sqft
1 ac
Lot size
1986
Year built
One
Levels
$202
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,869 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,869/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Gainesville actives
$202 vs $198
Days on market
213 vs 36 typical
Where $202/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hammock Ridge I
Get to know Gainesville. See the full Gainesville guide →
Hammock Ridge I — neighborhood snapshot
Population
256
Median age
54
Median income
$90,168
Median home value
$261,400
Avg household
2
Households w/ children
10%
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$320K → $312K
Gainesville median sold, yr/yr
96.6%
Sale-to-list ratio (12 mo)
187 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% above the GAINESVILLE 32608 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 9024 SW 104TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$237,000
9032 SW 106TH TERRACE · same community
3 bd · 2 ba · 1,911 sqft · $124/sqft · 9 DOM
Sold · Jun ’26$335,000
9567 SW 98TH AVENUE
3 bd · 2 ba · 1,236 sqft · $271/sqft · 34 DOM
Sold · Aug ’25$239,000
10127 SW 73RD AVENUE
2 bd · 2 ba · 1,296 sqft · $184/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9024 SW 104TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9024 SW 104TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9024 SW 104TH TERRACE FAQs
What would the monthly payment be for 9024 SW 104TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,869/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9024 SW 104TH TERRACE?+
The most recent tax bill on record (2025) was $2,276. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Gainesville?+
At $240,000, this home is listed about 19% below the Gainesville median of $295,500. The market section on this page shows how the area is trending.
Which schools are assigned to 9024 SW 104TH TERRACE?+
Archer Elementary (elementary), Oak View Middle School (middle), Newberry High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BOSSHARDT REALTY SERVICES LLC · Farjana Yasmin. MLS #GC536213.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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