7970 SW 14TH PLACE, BELL, FL, 32619
Active227 days on marketListed Dec 17, 2025MLS #GC536082
About this home
7970 SW 14TH PLACE
Welcome to this charming 3 bedroom, 2 bath home situated on 0.69 acres in the heart of Bell, Florida. This well-kept property offers a peaceful rural setting with plenty of space to relax and enjoy nature. The home features a screened-in back porch, perfect for morning coffee or unwinding after a long day, along with a storage shed that provides convenient space for tools, equipment, or outdoor gear. Located just minutes from the Suwannee River, this property is ideal for those who love boating, fishing, and riverfront adventures. A public boat ramp less than a quarter mile away makes it easy to get on the water anytime. The community is uniquely positioned between two expansive wildlife areas, offering abundant opportunities to explore nature, view local wildlife, and enjoy outdoor recreation. Bell is a small, welcoming town known for its relaxed lifestyle, top-rated local schools, and access to some of North Florida’s best natural attractions. Nearby you’ll find numerous freshwater springs, scenic parks, and endless opportunities for swimming, kayaking, hiking, and camping. Whether you're looking for a full-time residence or a peaceful getaway, this property offers a true taste of Florida’s natural beauty and charm.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,830
Sqft
0.69 ac
Lot size
2021
Year built
One
Levels
$123
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,609 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,609/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Bell actives
$123 vs $278
Days on market
227 vs 41 typical
Where $123/sqft sits among the 19 Bell actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bell
Get to know Bell. See the full Bell guide →
BELL 32619 — neighborhood snapshot
Population
5,227
Median age
40.9
Median income
$62,045
Median home value
$177,600
Avg household
2.69
Households w/ children
615
For the school run
Gilchrist County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bell market
$230K → $673K
Bell median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
9 of 19
Bell actives have cut their price
Median sold price, Bell, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% below the BELL 32619 median. See the full Bell market guide →
Paper trail
This home's history
Reality check
What actually sold near 7970 SW 14TH PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$365,000
521 NE 838TH STREET
3 bd · 3 ba · 1,788 sqft · $204/sqft · 9 DOM
Sold · Jul ’26$295,000
159 SW 70TH AVENUE
3 bd · 2 ba · 2,058 sqft · $143/sqft · 31 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7970 SW 14TH PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7970 SW 14TH PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
7970 SW 14TH PLACE FAQs
What would the monthly payment be for 7970 SW 14TH PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,609/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 7970 SW 14TH PLACE?+
The most recent tax bill on record (2025) was $297. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Bell?+
At $225,000, this home is listed about 25% below the Bell median of $300,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7970 SW 14TH PLACE?+
Trenton Elementary School (elementary) — Gilchrist County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the BELL 32619 market on paper
$225,000 is 10% below the BELL 32619 median of $249,000, and at $123/sqft it sits under the Bell average of $254.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
227 days on market against a Bell median of 41 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Trenton Elementary School — Trenton Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of UNITED COUNTRY SMITH & ASSOCIATES - NEWBERRY · Brad Smith. MLS #GC536082.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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