David Ramirez
$220,000$245,0002 bd2 ba1,243 sqft$177 /sqft$1,879 /mo all-in ↓

10804 NW 65TH WAY, ALACHUA, FL, 32615

Active264 days on marketListed Nov 13, 2025MLS #GC535336

Priced 34% below the ALACHUA 32615 medianReduced $25KTownhouseST ALBANS WOOD

About this home

10804 NW 65TH WAY

Discover comfort, convenience, and low-maintenance living in this beautifully kept home in the desirable St. Albans Wood community. This 2-bedroom, 2-bath residence offers a smart single-story layout with 1,243 sq ft and a welcoming covered front porch. Step inside to an open living and dining area with vaulted ceilings and abundant natural light. The kitchen is well-designed with ample counter space and an easy flow for everyday living or entertaining. The primary suite features generous closet space, an ensuite bath, and direct access to the screened lanai. The second bedroom offers excellent flexibility for guests, work, or hobbies. Enjoy quiet mornings or peaceful evenings from the private screened lanai overlooking the yard. The home’s location provides quick access to shopping, dining, parks, and all that Alachua and the greater Gainesville area offer. With thoughtful design, functional spaces, and a peaceful setting, this home provides the simplicity and ease that make everyday living feel effortless.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,243

Sqft

0.04 ac

Lot size

1

Garage

2005

Year built

One

Levels

$177

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile · Hardwood
AppliancesDishwasher · Disposal · Gas Water Heater · Ice Maker · Microwave · Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · High Ceilings · Open Floorplan · Skylight(s) · Walk-In Closet(s)
LaundryElectric Dryer Hookup · In Garage · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionCement Siding · Concrete · Wood Frame
FoundationSlab
FacesSouth
ParkingGarage Door Opener
ExteriorOther

Community & fees

HOA fee$243/mo
Taxes (2025)$999/yr
PetsYes
CommunityClubhouse · Gated Community - Guard · Golf Carts OK · Playground · Pool · Restaurant · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Street Lights
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,879 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,295
FHA mortgage insurance (est.)$97
Property tax — 2025 actual bill$83
HOA fee — from the listing$243
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,700Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,700
Interest rate6.00%
Loan term

Estimated payment

$1,879/mo

Principal & interest$1,295
FHA mortgage insurance (est.)$97
Property taxes (actual bill)$83
HOA / condo fee$243
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $220K
$175KedgeAI estimate $190,297 · range $183K$209K$229K

vs edgeAI estimate

+15.6%

$/sqft vs Alachua actives

$177 vs $190

Days on market

264 vs 64 typical

Where $177/sqft sits among the 153 Alachua actives

44
67 · this home
16
9
6
11
$135–174$174–213$213–253$253–292$292–332$332+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Turkey Creek

Map of 10804 NW 65TH WAY inside its neighborhood boundary

Get to know Alachua. See the full Alachua guide →

Turkey Creek — neighborhood snapshot

Population

2,189

Median age

43

Median income

$110,721

Median home value

$293,200

Avg household

2

Households w/ children

286

For the school run

Alachua County School District

ElementaryW. W. Irby Elementary School
ElementaryAlachua Elementary School★★★★
MiddleA. L. Mebane Middle School★★★★★
HighSanta Fe High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Alachua market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$319K$336K

Alachua median sold, yr/yr

98.0%

Sale-to-list ratio (12 mo)

78 of 153

Alachua actives have cut their price

Median sold price, Alachua, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 34% below the ALACHUA 32615 median. See the full Alachua market guide →

Paper trail

This home's history

CurrentPrice reduced to $220,000 $25K
Nov 13, 2025Listed at $245,000 · 264 days on market since
2005Built · ST ALBANS WOOD

Reality check

What actually sold near 10804 NW 65TH WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10773 NW 65TH WAYSold · Oct ’25

$201,500

10773 NW 65TH WAY · same community

2 bd · 2 ba · 936 sqft · $215/sqft · 124 DOM

10753 NW 65TH WAYSold · Dec ’25

$200,000

10753 NW 65TH WAY · same community

2 bd · 2 ba · 910 sqft · $220/sqft · 167 DOM

12730 NW COUNTY ROAD 237Sold · Jul ’26

$455,000

12730 NW COUNTY ROAD 237

3 bd · 2 ba · 1,248 sqft · $365/sqft · 5 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10804 NW 65TH WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10804 NW 65TH WAY — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

10804 NW 65TH WAY FAQs

What would the monthly payment be for 10804 NW 65TH WAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,879/mo — principal and interest, the actual property-tax bill, the $243/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10804 NW 65TH WAY?+

The association fee works out to $243 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10804 NW 65TH WAY?+

The most recent tax bill on record (2025) was $999. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10804 NW 65TH WAY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Alachua?+

At $220,000, this home is listed about 37% below the Alachua median of $349,000. The market section on this page shows how the area is trending.

Which schools are assigned to 10804 NW 65TH WAY?+

W. W. Irby Elementary School (elementary), Alachua Elementary School (elementary), A. L. Mebane Middle School (middle), Santa Fe High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the ALACHUA 32615 market on paper

$220,000 is 34% below the ALACHUA 32615 median of $335,000, and at $177/sqft it sits under the Alachua average of $213.

02Time on market is leverage

264 days on market against a Alachua median of 64 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $245,000, now $220,000 — a $25K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS GAINESVILLE REALTY PARTNERS · Lisa Fetrow. MLS #GC535336.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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