David Ramirez
$1,299,000$1,475,0005 bd3 ba4,742 sqft$274 /sqft$9,288 /mo all-in ↓

10630 NW 153RD TERRACE, ALACHUA, FL, 32615

Active283 days on marketListed Oct 29, 2025MLS #GC535032

Reduced $176KPrivate poolSingle Family ResidenceRED OAK ESTATES

About this home

10630 NW 153RD TERRACE

STUNNING! Custom Home Built in 2022 located in Red Oaks Estates, A Gated Community off County Road 241. 5 Acres! Cross Fencing1 Gated Electric Entrance to the Home! 5 Bedrooms, 3 Baths, 4-Way Split Plan! High Ceilings! Two Master Bedrooms with En Suites! Primary Master has screened porch to enjoy the views in the evening! Spacious Bathroom has separate vanities, oversized walk-in shower with bench, garden tub and separate toilet room! Large Walk-in Closet, Tray Ceiling! 2nd Master Bedroom is very unique with many of the same features as the primary master bedroom! Spacious Gourmet Kitchen features an island, soft close cabinets, breakfast bar, desk area, upgraded appliances, Pantry and porcelain countertops! Open Floor Plan! Lots of natural light, high end finishings! Built-in Gas Fireplace! Crown Molding throughout! 5th Bedroom upstairs or use as an office. The Spacious Laundry Room has cabinets galore, utility sink plus a storage closet. This home features a 24 KW Generator, Two Tankless Hot Water Heaters, 150 ft Well, and a 500 Gallon Propane Gas Tank. Designer Side Walks to the front Entrance. Wrap Around Front Porch to relax and enjoy the views. Very Unique 15 x 30 Salt Water Pool, Spacious Patio, Attractive Pavers. Jacuzzi! Safety Fence! Close to Shopping, University of Florida, Millhopper Road, 25 minutes to UF Shands Hospital and only 8 miles from I-75. Countryside Charm! Florida Living at It's Best! This home has High Speed Fiber Internet. If you are looking for a perfect blend of luxury, privacy and peacefulness, this is it! Sunset Views hard to believe!

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

4,742

Sqft

5.01 ac

Lot size

3

Garage

2022

Year built

Two

Levels

$274

Per sqft

Private poolFireplaceTrees/Woods viewPets allowed

Inside

FlooringCarpet · Engineered Hardwood · Tile
AppliancesBuilt-In Oven · Convection Oven · Dishwasher · Disposal · Gas Water Heater · Ice Maker · Microwave · Range Hood · Refrigerator · Tankless Water Heater
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Crown Molding · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionCement Siding · HardiPlank Type · Wood Frame (FSC Certified)
FoundationSlab
ViewTrees/Woods
FacesEast
ParkingDriveway · Garage Door Opener · Garage Faces Side · Golf Cart Garage · Underground
ExteriorFrench Doors · Irrigation System

Community & fees

HOA fee$100/mo
Taxes (2024)$18,373/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Propane · Underground Utilities
WaterNone · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$9,288 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,009
PMI (est., until 20% equity)$487
Property tax — 2024 actual bill$1,531
HOA fee — from the listing$100
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $129,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $129,900
Interest rate6.00%
Loan term

Estimated payment

$9,288/mo

Principal & interest$7,009
PMI (est., until 20% equity)$487
Property taxes (actual bill)$1,531
HOA / condo fee$100
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Alachua actives

$274 vs $190

Days on market

283 vs 64 typical

Where $274/sqft sits among the 153 Alachua actives

44
61
22
7 · this home
8
11
$133–171$171–208$208–246$246–284$284–322$322+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Alachua

Map of 10630 NW 153RD TERRACE

Get to know Alachua. See the full Alachua guide →

ALACHUA 32615 — neighborhood snapshot

Population

16,244

Median age

40.3

Median income

$79,983

Median home value

$289,000

Avg household

2.56

Households w/ children

1,833

For the school run

Alachua County School District

ElementaryW. W. Irby Elementary School
ElementaryAlachua Elementary School★★★★
MiddleA. L. Mebane Middle School★★★★★
HighSanta Fe High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Alachua market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$319K$336K

Alachua median sold, yr/yr

98.0%

Sale-to-list ratio (12 mo)

79 of 153

Alachua actives have cut their price

Median sold price, Alachua, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 291% above the ALACHUA 32615 median. See the full Alachua market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,299,000 $176K
Oct 29, 2025Listed at $1,475,000 · 283 days on market since
2022Built · RED OAK ESTATES

Reality check

What actually sold near 10630 NW 153RD TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12357 NW 139TH COURTSold · Oct ’25

$433,435

12357 NW 139TH COURT

4 bd · 3 ba · 2,967 sqft · $146/sqft · 33 DOM

12433 NW 139TH COURTSold · Oct ’25

$428,345

12433 NW 139TH COURT

4 bd · 3 ba · 2,967 sqft · $144/sqft · 0 DOM

12540 NW 139TH COURTSold · Feb ’26

$410,000

12540 NW 139TH COURT

4 bd · 3 ba · 2,967 sqft · $138/sqft · 102 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10630 NW 153RD TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10630 NW 153RD TERRACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

By checking this box, I agree that CENTURY 21 Edge and my agent may send me marketing and promotional text messages — including new listings, market updates, open houses and home value reports — at the phone number I provide, including by automated means. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

10630 NW 153RD TERRACE FAQs

What would the monthly payment be for 10630 NW 153RD TERRACE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,288/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10630 NW 153RD TERRACE?+

The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10630 NW 153RD TERRACE?+

The most recent tax bill on record (2024) was $18,373. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10630 NW 153RD TERRACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Alachua?+

At $1,299,000, this home is listed about 272% above the Alachua median of $349,000. The market section on this page shows how the area is trending.

Which schools are assigned to 10630 NW 153RD TERRACE?+

W. W. Irby Elementary School (elementary), Alachua Elementary School (elementary), A. L. Mebane Middle School (middle), Santa Fe High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,299,000 runs 291% above the ALACHUA 32615 median — but at 4,742 sqft it's also nearly 2 times the size of the typical Alachua listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

283 days on market against a Alachua median of 64 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $1,475,000, now $1,299,000 — a $176K cut. The full history is in the market section below.

Listing courtesy of MILLER REALTY SERVICES · Cheryl Miller. MLS #GC535032.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Alachua homes, in your inbox

Like 10630 NW 153RD TERRACE but not quite? A daily digest of every new listing in Alachua — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 9, 2026 at 2:09 AM UTC. The listing information on this page last changed on August 9, 2026 at 2:09 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 9, 2026 at 2:09 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 9, 2026 at 2:09 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.