SW 20TH STREET, BELL, FL, 32619
Active270 days on marketListed Oct 27, 2025MLS #GC534990
About this home
SW 20TH STREET
9 BEAUTIFUL ACRES just south of BELL, FL near the Gilcrest Training Center harness racing track. Are you looking for the perfect location to build or place your dream home, start a new homestead or mini-farm, or invest in land with endless potential?! This stunning 9-acre parcel offers just that! Mature oaks and native hardwoods blanket much of the property providing shade, character, and a true sense of privacy. A cleared entrance and established drive make for easy access, and the gated entry adds both convenience and security. A recent survey to be provided. High and dry property! No deed restrictions and no HOA. Come discover what the peaceful country setting is truly like. Located in Gilchrist County with low property taxes and "A" rated schools. Several rivers and freshwater springs nearby. Conveniently situated between Bell and Trenton, with just a short drive to either and within a 30-minutes drive to Newberry, Alachua, or High Springs. Or travel just under an hour to Gainesville or Lake City, perfect for a day trip or to pursue employment or education opportunities. Come see this property for yourself! Conveniently located adjacent to the Gilcrest Farms Training Center
Facts & features
The home at a glance
8.97 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,240 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,240/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Bell
Get to know Bell. See the full Bell guide →
BELL 32619 — neighborhood snapshot
Population
5,227
Median age
40.9
Median income
$62,045
Median home value
$177,600
Avg household
2.69
Households w/ children
615
For the school run
Gilchrist County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bell market
$230K → $673K
Bell median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
Median sold price, Bell, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% below the BELL 32619 median. See the full Bell market guide →
Paper trail
This home's history
Reality check
What actually sold near SW 20TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$265,000
1349 SW 27TH PLACE
3 bd · 2 ba · 1,248 sqft · $212/sqft · 79 DOM
Sold · Jun ’26$275,000
1750 SW 15TH STREET
3 bd · 2 ba · 1,402 sqft · $196/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about SW 20TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for SW 20TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
SW 20TH STREET FAQs
What would the monthly payment be for SW 20TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,240/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on SW 20TH STREET?+
The most recent tax bill on record (2024) was $57. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Bell?+
At $169,900, this home is listed about 43% below the Bell median of $300,000. The market section on this page shows how the area is trending.
Which schools are assigned to SW 20TH STREET?+
Trenton Elementary School (elementary) — Gilchrist County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the BELL 32619 market on paper
$169,900 is 29% below the BELL 32619 median of $237,950.
02Time on market is leverage
270 days on market against a Bell median of 41 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Trenton Elementary School — Trenton Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $199,000, now $169,900 — a $29K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HOMETOWN REALTY OF NORTH FLORIDA, INC · Natalie Rankin, S. MLS #GC534990.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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