15031 SE 189TH PLACE, HAWTHORNE, FL, 32640
Active273 days on marketListed Oct 24, 2025MLS #GC534722
About this home
15031 SE 189TH PLACE
Discover the charm of “Old Florida” living with this unique opportunity in historic Cross Creek. This 3-bedroom, 2-bath home sits on a double lot along a canal leading to Orange Lake, surrounded by majestic oaks, cypress, and draping Spanish moss swaying in the lake breeze. Located just off County Road 325, next to Marjorie Kinnan Rawlings State Park, you’ll enjoy easy access to the park’s boat ramp, picnic pavilions, and playground. Nature lovers will delight in the abundant wildlife—hawks, ospreys, and eagles frequently soar overhead—and anglers will appreciate the excellent fishing for largemouth bass, bluegill, and redear sunfish on the beautiful lake. There’s plenty of space to park your boat or RV, or even add another structure if desired. The property is less than a mile from the famous Yearling Restaurant and less than a half hour drive to Gainesville or Ocala, offering both seclusion and convenience. This home is ready for someone with vision—bring your renovation skills and restore this lakeside retreat to its former glory. Whether you’re looking to establish a full-time residence, weekend getaway, or seasonal escape, the potential here is endless.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,248
Sqft
0.11 ac
Lot size
1948
Year built
One
Levels
$126
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,275 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,275/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−59.7%
$/sqft vs N/A
$126 vs $288
Days on market
273 vs 46 typical
Where $126/sqft sits among the 225 homes for sale in N/A
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hawthorne
Get to know Hawthorne. See the full Hawthorne guide →
HAWTHORNE 32640 — neighborhood snapshot
Population
10,780
Median age
46.2
Median income
$58,727
Median home value
$153,600
Avg household
2.51
Households w/ children
1,120
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hawthorne market
$225K → $365K
Hawthorne median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
109 of 225
N/A have cut their price
Median sold price, Hawthorne, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 85% above the HAWTHORNE 32640 median. See the full Hawthorne market guide →
Paper trail
This home's history
Reality check
What actually sold near 15031 SE 189TH PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$900,000
9559 SE 177TH COURT · same community
2 bd · 2 ba · 1,344 sqft · $670/sqft · 10 DOM
Sold · Dec ’25$161,000
#12 SENDEROS DEL VALLE · same community
3 bd · 2 ba · 1,114 sqft · $145/sqft · 131 DOM
Sold · Dec ’25$208,000
206 WINSLOW AVENUE · same community
3 bd · 1 ba · 1,066 sqft · $195/sqft · 134 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 15031 SE 189TH PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 15031 SE 189TH PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
15031 SE 189TH PLACE FAQs
What would the monthly payment be for 15031 SE 189TH PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,275/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 15031 SE 189TH PLACE?+
The most recent tax bill on record (2024) was $1,452. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Hawthorne?+
At $157,000, this home is listed about 40% below the Hawthorne median of $263,450. The market section on this page shows how the area is trending.
Which schools are assigned to 15031 SE 189TH PLACE?+
Ochwilla Elementary School (elementary), Interlachen Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$157,000 runs 85% above the HAWTHORNE 32640 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
273 days on market against a Hawthorne median of 46 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of BOSSHARDT REALTY SERVICES LLC · Jill Dumas. MLS #GC534722.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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