NW 39TH TERRACE, MICANOPY, FL, 32667
Active288 days on marketListed Oct 8, 2025MLS #GC534554
About this home
NW 39TH TERRACE
Exceptional Lakefront Opportunity in Orange Lake Shores! Discover one of the most remarkable lakefront lots to come available in years—offering stunning water views and direct access to beautiful Orange Lake. Whether you’re envisioning a full-time residence or a peaceful seasonal retreat, this property provides the perfect setting to bring your vision to life. Ideally located just minutes from Gainesville, Ocala, and some of Florida’s most cherished natural attractions, this is more than just a homesite—it’s a rare chance to own a true lakefront gem.
Facts & features
The home at a glance
0.29 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,769 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,769/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Micanopy
Get to know Micanopy. See the full Micanopy guide →
MICANOPY 32667 — neighborhood snapshot
Population
3,761
Median age
53.4
Median income
$79,440
Median home value
$275,900
Avg household
2.32
Households w/ children
220
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Micanopy market
$675K → $780K
Micanopy median sold, yr/yr
96.6%
Sale-to-list ratio (12 mo)
Median sold price, Micanopy, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% below the MICANOPY 32667 median. See the full Micanopy market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about NW 39TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for NW 39TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
NW 39TH TERRACE FAQs
What would the monthly payment be for NW 39TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,769/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on NW 39TH TERRACE?+
The most recent tax bill on record (2024) was $696. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Micanopy?+
At $245,000, this home is listed about 71% below the Micanopy median of $845,000. The market section on this page shows how the area is trending.
Which schools are assigned to NW 39TH TERRACE?+
Reddick-Collier Elementary School (elementary), North Marion Middle School (middle), North Marion High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the MICANOPY 32667 market on paper
$245,000 is 43% below the MICANOPY 32667 median of $427,200.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
288 days on market against a Micanopy median of 88 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $350,000, now $245,000 — a $105K cut. The full history is in the market section below.
Listing courtesy of BOSSHARDT REALTY SERVICES LLC · Dustin Sims. MLS #GC534554.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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