245 SE 15TH STREET, GAINESVILLE, FL, 32641
Active299 days on marketListed Sep 29, 2025MLS #GC534308
About this home
245 SE 15TH STREET
Don’t miss this prime development opportunity in the thriving New Gainesville neighborhood. This 0.17-acre vacant lot is zoned U6 (Urban 6), offering exceptional flexibility for a wide range of projects. With commercial mixed-use zoning, the property is well-suited for multi-family housing, retail, office space, or a combination of uses that complement the area’s walkable, urban character. Its central location provides easy access to downtown Gainesville, major employers, shopping, dining, and local services, making it an ideal site for both investment and development. Whether you’re a builder, investor, or entrepreneur, this property presents the chance to create something special in one of Gainesville’s most dynamic and fast-growing markets. Buyer is responsible for verifying zoning, permitted uses, and development requirements with the City of Gainesville and Alachua County.
Facts & features
The home at a glance
0.17 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,195 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,195/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside North Lincoln Heights
Get to know Gainesville. See the full Gainesville guide →
North Lincoln Heights — neighborhood snapshot
Population
373
Median age
45
Median income
$29,704
Median home value
$143,178
Avg household
2
Households w/ children
62%
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$320K → $312K
Gainesville median sold, yr/yr
96.6%
Sale-to-list ratio (12 mo)
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 33% above the GAINESVILLE 32641 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 245 SE 15TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$265,000
1311 NE 3RD AVENUE · same community
3 bd · 2 ba · 1,250 sqft · $212/sqft · 0 DOM
Sold · Apr ’26$243,500
1111 SE 2ND AVENUE · same community
3 bd · 2 ba · 1,269 sqft · $192/sqft · 7 DOM
Sold · Dec ’25$254,990
1720 NE 3RD AVENUE · same community
3 bd · 2 ba · 1,270 sqft · $201/sqft · 78 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 245 SE 15TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 245 SE 15TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
245 SE 15TH STREET FAQs
What would the monthly payment be for 245 SE 15TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,195/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 245 SE 15TH STREET?+
The most recent tax bill on record (2024) was $1,631. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Gainesville?+
At $299,999, this home is listed about 2% above the Gainesville median of $295,500. The market section on this page shows how the area is trending.
Which schools are assigned to 245 SE 15TH STREET?+
Joseph Williams Elementary School (elementary), Abraham Lincoln Middle School (middle), Eastside High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS GAINESVILLE REALTY PARTNERS · Taja Jacobs. MLS #GC534308.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Gainesville homes, in your inbox
Like 245 SE 15TH STREET but not quite? A daily digest of every new listing in Gainesville — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →