David Ramirez
$975,000$1,100,000≈$6,040 /mo all-in ↓

NW US 19 HIGHWAY, FANNING SPRINGS, FL, 32693

Active319 days on marketListed Sep 24, 2025MLS #GC534283

✦ Reduced $125K

About this home

NW US 19 HIGHWAY

Here’s a highly visible development tract in Fanning Springs: 12 acres zoned CG (Commercial General) — suitable for retail, office, or limited multi-family residential use. The site offers 400 feet of frontage on US Highway 19 and rear frontage on Old Fannin Road, giving flexible access possibilities. Water and sewer are available near the highway frontage, minimizing utility deployment costs. The latest 2023 FDOT AADT traffic study measured over 14,000 vehicles each day along US19 — ideal exposure for commercial tenants or mixed-use development. With strong zoning and the utilities nearby, this parcel presents a rare opportunity in a corridor poised for growth. Perfect for investors or developers seeking a foothold in a high-traffic North Florida location.

Facts & features

The home at a glance

12 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2024)$3,034/yr

Utilities & systems

UtilitiesElectrical Nearby
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$6,040 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,261
PMI (est., until 20% equity)$366
Property tax — 2024 actual bill$253
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $97,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $97,500
Interest rate6.00%
Loan term

Estimated payment

$6,040/mo

Principal & interest$5,261
PMI (est., until 20% equity)$366
Property taxes (actual bill)$253
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Fanning Springs

Map of NW US 19 HIGHWAY

Get to know Fanning Springs. See the full Fanning Springs guide →

FANNING SPRINGS 32693 — neighborhood snapshot

Population

11,692

Median age

46

Median income

$64,128

Median home value

$182,300

Avg household

2.46

Households w/ children

1,358

For the school run

Gilchrist County School District

ElementaryTrenton Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Fanning Springs market

Seller’s marketBalanced — 5.0 months of inventoryBuyer’s market

$275K → $335K

Fanning Springs median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

Median sold price, Fanning Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 388% above the FANNING SPRINGS 32693 median. See the full Fanning Springs market guide →

Paper trail

This home's history

CurrentPrice reduced to $975,000 ▼ $125K
Sep 24, 2025Listed at $1,100,000 · 319 days on market since

Reality check

What actually sold near NW US 19 HIGHWAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8311 NW 174th Place, Other City - In The State Of Florida FL 32693Sold · Nov ’25

$240,000

8311 NW 174th Place, Other City - In The State Of Florida FL 32693

3 bd · 2 ba · 128 DOM

7951 NW 167TH PLACESold · Jan ’26

$150,000

7951 NW 167TH PLACE

1 bd · 1 ba · 480 sqft · $313/sqft · 5 DOM

7697 NW 165TH STREETSold · Jul ’26

$184,000

7697 NW 165TH STREET

3 bd · 2 ba · 860 sqft · $214/sqft · 63 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about NW US 19 HIGHWAY — start here.

CallText
david.ramirez@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for NW US 19 HIGHWAY — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

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Straight answers

NW US 19 HIGHWAY FAQs

What would the monthly payment be for NW US 19 HIGHWAY?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,040/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on NW US 19 HIGHWAY?+

The most recent tax bill on record (2024) was $3,034. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Fanning Springs?+

At $975,000, this home is listed about 225% above the Fanning Springs median of $299,900. The market section on this page shows how the area is trending.

Which schools are assigned to NW US 19 HIGHWAY?+

Trenton Elementary School (elementary) — Gilchrist County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$975,000 runs 388% above the FANNING SPRINGS 32693 median.

02Time on market is leverage

319 days on market against a Fanning Springs median of 21 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Trenton Elementary School — Trenton Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $1,100,000, now $975,000 — a $125K cut. The full history is in the market section below.

Listing courtesy of HOMETOWN REALTY OF NORTH FLORIDA, INC · Stephanie Barron. MLS #GC534283.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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