David Ramirez
$415,000$455,0004 bd2 ba1,921 sqft$216 /sqft$3,211 /mo all-in ↓

1727 CYPRESS COURT, ST CLOUD, FL, 34769

Active305 days on marketListed Sep 22, 2025MLS #GC534229

Reduced $40KSingle Family ResidencePINE LAKE ESTATES UNIT 5

About this home

1727 CYPRESS COURT

LOCATION, LOCATION, LOCATION! This custom home is on a peaceful cul-de-sac, graced with both privacy and convenience. You’re within walking distance to Orlando Health Saint Cloud Hospital, your community pool and center, as well as various everyday conveniences like CVS and supermarkets. Saint Cloud delivers the best of both worlds - a quiet, family-oriented small town with direct access to Orlando’s amenities and attractions, plus tranquil outdoor escapes by East Lake Toho for fishing, boating, or just relaxing. Top-rated schools such as Neptune Elementary, St. Cloud Middle, and St. Cloud High are just minutes away, with charter and private school options nearby for educational variety. Nestled among mature shade trees, this one-of-a-kind custom residence invites morning coffee or peaceful evenings on the back porch, ideal for family gatherings or serene retreats.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,921

Sqft

0.23 ac

Lot size

2

Garage

1985

Year built

Two

Levels

$216

Per sqft

Fireplace

Inside

FlooringTile · Hardwood
AppliancesMicrowave · Range · Refrigerator
InteriorCeiling Fan(s) · Stone Counters · Vaulted Ceiling(s)
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBrick · Stucco · Wood Frame
FoundationSlab
FacesWest
ExteriorRain Gutters · Sliding Doors

Community & fees

Taxes (2024)$5,094/yr

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,211 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,443
FHA mortgage insurance (est.)$184
Property tax — 2024 actual bill$425
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,525Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,525
Interest rate6.00%
Loan term

Estimated payment

$3,211/mo

Principal & interest$2,443
FHA mortgage insurance (est.)$184
Property taxes (actual bill)$425
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $415K
$306KedgeAI estimate $347,463 · range $319K$421K$438K

vs edgeAI estimate

+19.4%

$/sqft vs St Cloud actives

$216 vs $221

Days on market

305 vs 33 typical

Where $216/sqft sits among the 400 St Cloud actives

98
127 · this home
88
39
13
35
$156–192$192–228$228–264$264–300$300–336$336+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Pine Lake Estates

Map of 1727 CYPRESS COURT inside its neighborhood boundary

Drive times from this address

Universal Orlando30 min
Orlando Int’l Airport (MCO)30 min
Walt Disney World31 min
Downtown Orlando31 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Cloud. See the full St Cloud guide →

Pine Lake Estates — neighborhood snapshot

Population

1,012

Median age

36

Median income

$62,817

Median home value

$287,161

Avg household

4

Households w/ children

121

For the school run

Osceola County School District

ElementaryNeptune Elementary School★★★★★
MiddleNeptune Middle School★★★★★
HighSt. Cloud High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketBalanced6.2 months of inventoryBuyer’s market

$414K$400K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

193 of 400

St Cloud actives have cut their price

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 57% above the ST CLOUD 34769 median. See the full St Cloud market guide →

Paper trail

This home's history

CurrentPrice reduced to $415,000 $40K
Sep 22, 2025Listed at $455,000 · 305 days on market since
1985Built · PINE LAKE ESTATES UNIT 5

Reality check

What actually sold near 1727 CYPRESS COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2351 TEMPLE LANESold · Oct ’25

$280,000

2351 TEMPLE LANE

4 bd · 2 ba · 1,920 sqft · $146/sqft · 75 DOM

4501 CAPITAL BOULEVARDSold · Apr ’26

$260,000

4501 CAPITAL BOULEVARD

4 bd · 2.5 ba · 1,926 sqft · $135/sqft · 130 DOM

2114 JUSTICE LANESold · Apr ’26

$349,500

2114 JUSTICE LANE

4 bd · 2 ba · 1,931 sqft · $181/sqft · 25 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1727 CYPRESS COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1727 CYPRESS COURT — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1727 CYPRESS COURT FAQs

What would the monthly payment be for 1727 CYPRESS COURT?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,211/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1727 CYPRESS COURT?+

The most recent tax bill on record (2024) was $5,094. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in St Cloud?+

At $415,000, this home is listed about 2% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1727 CYPRESS COURT?+

Neptune Elementary School (elementary), Neptune Middle School (middle), St. Cloud High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$415,000 runs 57% above the ST CLOUD 34769 median.

02Time on market is leverage

305 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $455,000, now $415,000 — a $40K cut. The full history is in the market section below.

Listing courtesy of DANIEL CRAPPS AGENCY, INC. · Daniel Crapps. MLS #GC534229.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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