108 E MARKET ROAD, STARKE, FL, 32091
Active317 days on marketListed Sep 10, 2025MLS #GC533934
About this home
108 E MARKET ROAD
Prime 100’ x 115’ lot in the heart of Starke—ideal for investors or business owners. Includes a 12’ x 36’ modular building that can be converted into an office or other commercial use. Interior updates are needed, giving buyers the chance to finish it to their needs. On-site utilities include city water, electric, and septic. The lot provides 100’ of frontage and 115’ of depth, faces north, and sits within city limits for easy access to local amenities and downtown attractions. This visible location is directly across from the Bradford County Fairgrounds and near: Call Street Historic District – shops and restaurants Florida Twin Theatre – historic Art Deco cinema Starke Downtown Music Pavilion – festivals and events Eugene L. Mathews Historical Museum – exhibits in the courthouse Buyer must verify allowable business operations with the City of Starke. A strong mix of location, visibility, and development potential in historic downtown Bradford County. Owner Financing Available.
Facts & features
The home at a glance
0.26 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$389 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$389/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Starke
Get to know Starke. See the full Starke guide →
STARKE 32091 — neighborhood snapshot
Population
16,062
Median age
39.2
Median income
$53,522
Median home value
$175,200
Avg household
2.58
Households w/ children
1,747
The numbers that matter
The Starke market
$399K → $291K
Starke median sold, yr/yr
94.3%
Sale-to-list ratio (12 mo)
Median sold price, Starke, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 88% below the STARKE 32091 median. See the full Starke market guide →
Paper trail
This home's history
Reality check
What actually sold near 108 E MARKET ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$124,900
401 N CHERRY STREET
2 bd · 1 ba · 720 sqft · $173/sqft · 115 DOM
Sold · Aug ’25$30,000
17376 NW 37TH LANE
3 bd · 1 ba · 864 sqft · $35/sqft · 2 DOM
Sold · Nov ’25$182,000
426 DAVIS STREET
3 bd · 1 ba · 1,120 sqft · $163/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 108 E MARKET ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 108 E MARKET ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
108 E MARKET ROAD FAQs
What would the monthly payment be for 108 E MARKET ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $389/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 108 E MARKET ROAD?+
The most recent tax bill on record (2024) was $87. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Starke?+
At $35,000, this home is listed about 87% below the Starke median of $269,900. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the STARKE 32091 market on paper
$35,000 is 88% below the STARKE 32091 median of $289,000.
02Time on market is leverage
317 days on market against a Starke median of 22 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $39,900, now $35,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SAVORELLI INT'L REAL ESTATE INC. · Marcia Savorelli. MLS #GC533934.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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