2746 SW 14 DRIVE UNIT 2746, GAINESVILLE, FL, 32608
Active326 days on marketListed Sep 11, 2025MLS #GC533933
About this home
2746 SW 14 DRIVE UNIT 2746
This is a fantastic condo on the third floor with beautiful views of Bivens Lake. Enjoy the birds eye views of lush landscaping from old Florida overlooking the pool! Come enjoy a great floorplan with big living room to have all your friends and family for any occasion. The kitchen is just off the dining room and family and is fully equipped with all stainless appliances ready for the chef in you. Granite countertops gives you the solid surface for prep and serving on a beautiful surface. The family room opens to a huge Florida room that is phenomenal. Moving down the hallway to the main bedroom you will find a very large bedroom, bath and two closets. The main bedroom can hold a king bed easily with other furniture. The main bedroom also opens to the Florida room. The other two guest rooms are bigger than most to hold anything you have. These bedrooms are serviced by a hall bath. The Florida room is an awesome room that can be used for anything from a workout room, office space, dining room or additional living space. The views you have have from this room truly are one of a kind in Gainesville. You have a back door from the Florida room that goes down to the pool and where you can enjoy walking through the oak tree canopy on the property admiring the lake. This location is super close to UF Health and the University of Florida, the VA, and downtown. Come and see it for yourself!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,376
Sqft
0.04 ac
Lot size
1978
Year built
One
Levels
$138
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,202 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,202/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−36.3%
$/sqft vs Gainesville actives
$138 vs $198
Days on market
326 vs 36 typical
Where $138/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gainesville
Get to know Gainesville. See the full Gainesville guide →
GAINESVILLE 32608 — neighborhood snapshot
Population
53,966
Median age
30.2
Median income
$60,182
Median home value
$340,200
Avg household
2.3
Households w/ children
4,332
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$320K → $312K
Gainesville median sold, yr/yr
96.6%
Sale-to-list ratio (12 mo)
187 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% below the GAINESVILLE 32608 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 2746 SW 14 DRIVE UNIT 2746
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$232,500
2515 SW 35TH PLACE UNIT 203
3 bd · 3.5 ba · 1,400 sqft · $166/sqft · 23 DOM
Sold · Aug ’25$245,000
2515 SW 35TH PLACE UNIT 205
2 bd · 3 ba · 1,400 sqft · $175/sqft · 166 DOM
Sold · Jul ’26$228,000
2515 SW 35TH PLACE UNIT 120
3 bd · 3.5 ba · 1,400 sqft · $163/sqft · 150 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2746 SW 14 DRIVE UNIT 2746 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2746 SW 14 DRIVE UNIT 2746 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2746 SW 14 DRIVE UNIT 2746 FAQs
What would the monthly payment be for 2746 SW 14 DRIVE UNIT 2746?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,202/mo — principal and interest, the actual property-tax bill, the $561/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2746 SW 14 DRIVE UNIT 2746?+
The association fee works out to $561 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2746 SW 14 DRIVE UNIT 2746?+
The most recent tax bill on record (2025) was $3,379. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2746 SW 14 DRIVE UNIT 2746?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $189,500, this home is listed about 36% below the Gainesville median of $295,500. The market section on this page shows how the area is trending.
Which schools are assigned to 2746 SW 14 DRIVE UNIT 2746?+
Idylwild Elementary School (elementary), Kanapaha Middle School (middle), Eastside High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the GAINESVILLE 32608 market on paper
$189,500 is 15% below the GAINESVILLE 32608 median of $221,800, and at $138/sqft it sits under the Gainesville average of $208.
02Know the monthly fee
The association fee is $561/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
326 days on market against a Gainesville median of 36 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $239,000, now $189,500 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PROFESSIONALS · Freddy Pearson. MLS #GC533933.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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