4748 NW 77TH ROAD, GAINESVILLE, FL, 32653
Active322 days on marketListed Sep 5, 2025MLS #GC533783
About this home
4748 NW 77TH ROAD
Maintenance-free living in Blues Creek! This beautiful, well-maintained corner lot home offers 1,545 sq. ft. of comfortable living space with an open floor plan. The kitchen features a picture window over the sink, a peninsula island with seating, and a spacious pantry, all overlooking the dining area and large living room. Just off the living room is a versatile office/den/bonus room with access to the backyard. The primary suite includes a walk-in closet and private bath with a large vanity. Two additional bedrooms share a full bath with a tub/shower combo. The laundry closet, complete with washer and dryer, is conveniently located near the secondary bedrooms. Additional highlights include a two-car garage with pull-down attic storage, crown molding, mostly hard-surface flooring, and a newer roof (2018). Enjoy all that Blues Creek has with access to a community pool, tennis courts, and scenic walking trails, all set among quiet, tree-lined streets. Blues Creek is located just minutes from Publix, Fresh Market, Starbucks, and popular dining spots along NW 43rd Street and Millhopper Road. Plus, you’re only a short drive to the University of Florida, UF/Shands, and downtown Gainesville. The HOA fee covers exterior maintenance, lawn care, and access to the community pool and amenities, making this the perfect low-maintenance lifestyle!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,545
Sqft
0.06 ac
Lot size
2
Garage
2001
Year built
One
Levels
$179
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,257 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,257/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−12.5%
$/sqft vs Gainesville actives
$179 vs $198
Days on market
322 vs 36 typical
Where $179/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Blues Creek
Get to know Gainesville. See the full Gainesville guide →
Blues Creek — neighborhood snapshot
Population
1,421
Median age
39
Median income
$103,304
Median home value
$317,600
Avg household
3
Households w/ children
173
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$320K → $312K
Gainesville median sold, yr/yr
96.6%
Sale-to-list ratio (12 mo)
182 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% above the GAINESVILLE 32653 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 4748 NW 77TH ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$300,000
3646 NW 68TH LANE
3 bd · 2 ba · 1,540 sqft · $195/sqft · 48 DOM
Sold · Mar ’26$349,000
7001 NW 52ND TERRACE
3 bd · 2 ba · 1,558 sqft · $224/sqft · 46 DOM
Sold · Jun ’26$360,000
5212 NW 56TH COURT
3 bd · 2 ba · 1,561 sqft · $231/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4748 NW 77TH ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4748 NW 77TH ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4748 NW 77TH ROAD FAQs
What would the monthly payment be for 4748 NW 77TH ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,257/mo — principal and interest, the actual property-tax bill, the $184/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4748 NW 77TH ROAD?+
The association fee works out to $184 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4748 NW 77TH ROAD?+
The most recent tax bill on record (2024) was $1,922. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4748 NW 77TH ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $276,900, this home is listed about 6% below the Gainesville median of $295,500. The market section on this page shows how the area is trending.
Which schools are assigned to 4748 NW 77TH ROAD?+
William S. Talbot Elementary School (elementary), Fort Clarke Middle School (middle), Gainesville High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Time on market is leverage
322 days on market against a Gainesville median of 36 — sellers in this position are usually ready to negotiate.
02Strong assigned schools
William S. Talbot Elementary School, Fort Clarke Middle School, Gainesville High School — William S. Talbot Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $289,900, now $276,900 — a $13K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER M.M. PARRISH REALTORS · Dylan Thue-Jones. MLS #GC533783.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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