David Ramirez
$99,900$115,0003 bd2 ba1,232 sqft$81 /sqft$875 /mo all-in ↓

335 N COUNTY ROAD 315, INTERLACHEN, FL, 32148

Active323 days on marketListed Sep 4, 2025MLS #GC533696

Reduced $15KWaterfrontMobile HomeROY L WATKINS

About this home

335 N COUNTY ROAD 315

Lakefront versatility on peaceful Hart Lake with true east facing frontage and beautiful sunrise views. This unique property offers two separate residences on one parcel, providing exceptional flexibility for a variety of living or income opportunities. The two-story Nest Cottage features a bright and light filled upstairs studio, while the separate two-bedroom, one-bathroom mobile home offers comfortable and functional living space. This setup is ideal for multigenerational living, owner occupancy with rental income, a guest or in law retreat, home office, or short-term rental use. Buyers may explore long term or vacation rental options subject to verification and local regulations. Both interiors feel refreshed and welcoming, while the outdoor setting invites kayaking, fishing, and peaceful mornings by the water. The property includes an onsite well, ample parking, and convenient access to North County Road 315, Interlachen amenities, and nearby public boat ramps. The property is tenant occupied, and advance notice is required for all showings. This is a rare opportunity to own a move in ready lakefront property with built in flexibility and the ability to personalize over time. Buyer to verify all measurements, zoning and permitted uses, lease terms and transferability, and eligibility for any dock or shoreline improvements. Some photos have been irtually staged to show potential layout and furnishings. Owner is a licensed Realtor.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,232

Sqft

0.23 ac

Lot size

1972

Year built

One

Levels

$81

Per sqft

WaterfrontWater view

Inside

FlooringCarpet · Luxury Vinyl
AppliancesRange · Refrigerator
InteriorNinguno
LaundryLaundry Room
CoolingWall/Window Unit(s)
HeatingElectric · Wall Units / Window Unit

Outside & construction

RoofShingle
ConstructionMetal Siding · Other
FoundationCrawlspace · Slab
ViewWater
FacesEast
ExteriorOther

Community & fees

Taxes (2024)$995/yr
CommunityAssociation Recreation - Owned

Utilities & systems

UtilitiesElectricity Connected
WaterCanal/Lake For Irrigation

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$875 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$588
FHA mortgage insurance (est.)$44
Property tax — 2024 actual bill$83
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $3,497Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $3,497
Interest rate6.00%
Loan term

Estimated payment

$875/mo

Principal & interest$588
FHA mortgage insurance (est.)$44
Property taxes (actual bill)$83
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Interlachen actives

$81 vs $168

Days on market

323 vs 22 typical

Where $81/sqft sits among the 26 Interlachen actives

4 · this home
6
6
6
0
4
$81–115$115–149$149–183$183–217$217–251$251+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Interlachen

Map of 335 N COUNTY ROAD 315

Get to know Interlachen. See the full Interlachen guide →

INTERLACHEN 32148 — neighborhood snapshot

Population

11,580

Median age

42.9

Median income

$45,320

Median home value

$87,800

Avg household

2.5

Households w/ children

1,389

For the school run

Putnam County School District

ElementaryRobert H. Jenkins Junior Elementary School★★★★
HighInterlachen Junior-Senior High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Interlachen market

Seller’s marketLeans buyer27.0 months of inventoryBuyer’s market

$145K$152K

Interlachen median sold, yr/yr

94.8%

Sale-to-list ratio (12 mo)

13 of 26

Interlachen actives have cut their price

Median sold price, Interlachen, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 699% above the INTERLACHEN 32148 median. See the full Interlachen market guide →

Paper trail

This home's history

CurrentPrice reduced to $99,900 $15K
Sep 4, 2025Listed at $115,000 · 323 days on market since
1972Built · ROY L WATKINS

Reality check

What actually sold near 335 N COUNTY ROAD 315

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

149 ST. LUCIE AVENUESold · Aug ’25

$169,500

149 ST. LUCIE AVENUE

3 bd · 2 ba · 1,404 sqft · $121/sqft · 24 DOM

117 HAYES DRIVESold · Sep ’25

$31,500

117 HAYES DRIVE

2 bd · 1 ba · 784 sqft · $40/sqft · 11 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 335 N COUNTY ROAD 315 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 335 N COUNTY ROAD 315 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

335 N COUNTY ROAD 315 FAQs

What would the monthly payment be for 335 N COUNTY ROAD 315?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $875/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 335 N COUNTY ROAD 315?+

The most recent tax bill on record (2024) was $995. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Interlachen?+

At $99,900, this home is listed about 56% below the Interlachen median of $225,000. The market section on this page shows how the area is trending.

Which schools are assigned to 335 N COUNTY ROAD 315?+

Robert H. Jenkins Junior Elementary School (elementary), Interlachen Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$99,900 runs 699% above the INTERLACHEN 32148 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

323 days on market against a Interlachen median of 22 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $115,000, now $99,900 — a $15K cut. The full history is in the market section below.

Listing courtesy of PEPINE REALTY · Betsy Pepine. MLS #GC533696.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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335 N COUNTY ROAD 315, INTERLACHEN, FL — 3 Bed, 2 Bath — $99,900 | CENTURY 21 Edge