6898 CR 214, MELROSE, FL, 32666
Active340 days on marketListed Aug 18, 2025MLS #GC533373
About this home
6898 CR 214
Complete remodel from top to bottom. New roof, well, septic, appliances, HVAC etc.. Spacious 3/2 with huge great room with lake view. situated on a .45 of an acre with rear privacy fencing. Located just inside clay county with a quick commute to Gainesville and surrounding areas.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,829
Sqft
0.46 ac
Lot size
1973
Year built
One
Levels
$141
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,087 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,087/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−45.8%
$/sqft vs NONE
$141 vs $335
Days on market
340 vs 57 typical
Where $141/sqft sits among the 273 homes for sale in NONE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Melrose
Get to know Melrose. See the full Melrose guide →
MELROSE 32666 — neighborhood snapshot
Population
5,542
Median age
62.1
Median income
$66,540
Median home value
$206,000
Avg household
2.17
Households w/ children
268
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Melrose market
$333K → $180K
Melrose median sold, yr/yr
91.9%
Sale-to-list ratio (12 mo)
100 of 273
NONE have cut their price
Median sold price, Melrose, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% below the MELROSE 32666 median. See the full Melrose market guide →
Paper trail
This home's history
Reality check
What actually sold near 6898 CR 214
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$212,500
7500 SE 180TH AVENUE ROAD · same community
3 bd · 2 ba · 1,800 sqft · $118/sqft · 77 DOM
Sold · Dec ’25$725,000
311 S PROSPECT STREET · same community
3 bd · 2 ba · 1,877 sqft · $386/sqft · 186 DOM
Sold · Dec ’25$865,000
3905 SE 84TH LANE ROAD · same community
3 bd · 2 ba · 1,960 sqft · $441/sqft · 122 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6898 CR 214 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6898 CR 214 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6898 CR 214 FAQs
What would the monthly payment be for 6898 CR 214?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,087/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6898 CR 214?+
The most recent tax bill on record (2025) was $3,572. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Melrose?+
At $257,500, this home is listed about 35% below the Melrose median of $397,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6898 CR 214?+
Melrose Elementary School (elementary), Interlachen Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the MELROSE 32666 market on paper
$257,500 is 14% below the MELROSE 32666 median of $299,450, and at $141/sqft it sits under the Melrose average of $255.
02Time on market is leverage
340 days on market against a Melrose median of 57 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $270,000, now $257,500 — a $13K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CAMPUS REALTY · Manny Disgdiertt, Jr.. MLS #GC533373.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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