David Ramirez
$258,500$270,0003 bd2 ba1,279 sqft$202 /sqft$2,242 /mo all-in ↓

6312 NW 109TH PLACE, ALACHUA, FL, 32615

Active398 days on marketListed Jul 1, 2025MLS #GC532152

Priced 22% below the ALACHUA 32615 medianReduced $12KSingle Family ResidenceTURKEY CREEK

About this home

6312 NW 109TH PLACE

Short Sale. PRICE REDUCTION... WELCOME HOME! This beautiful 3 bed/2 bath in Turkey Creek is ready for new owners! Home boasts an open concept with high-ceilings and crown molding in designated areas. A split plan with a lovely owners suite displaying tray ceiling, dual vanities in the bathroom with a large jetted garden tub and separate walk-in shower. Enjoy the nice quiet evenings with your favorite drink on the enclosed back porch that overlooks the golf course. Turkey Creek is conveniently located between Gainesville and Alachua, providing easy access to I-75 and surrounding areas! NO GRU!!! This home also features a radon control system, oxidation control system, and sprinkler system to keep the lawn maintained. Call to schedule your appointment TODAY!!! Survey available.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,279

Sqft

0.1 ac

Lot size

1

Garage

2006

Year built

One

Levels

$202

Per sqft

Golf Course viewPets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Crown Molding · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Tray Ceiling(s) · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionHardiPlank Type
FoundationSlab
ViewGolf Course
FacesWest
ExteriorFrench Doors · Irrigation System

Community & fees

HOA fee$100/mo
Taxes (2024)$4,145/yr
PetsYes
CommunityCommunity Mailbox · Deed Restrictions · Gated Community - Guard · Golf Carts OK · Golf · Playground · Pool · Restaurant · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Connected · Public · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,242 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,522
FHA mortgage insurance (est.)$114
Property tax — 2024 actual bill$345
HOA fee — from the listing$100
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,048Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,048
Interest rate6.00%
Loan term

Estimated payment

$2,242/mo

Principal & interest$1,522
FHA mortgage insurance (est.)$114
Property taxes (actual bill)$345
HOA / condo fee$100
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $259K
$248KedgeAI estimate $277,204 · range $276K$281K$293K

vs edgeAI estimate

−6.7%

$/sqft vs Alachua actives

$202 vs $189

Days on market

398 vs 48 typical

Where $202/sqft sits among the 152 Alachua actives

48
63 · this home
16
9
5
11
$136–175$175–214$214–254$254–293$293–332$332+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Turkey Creek

Map of 6312 NW 109TH PLACE inside its neighborhood boundary

Get to know Alachua. See the full Alachua guide →

Turkey Creek — neighborhood snapshot

Population

2,189

Median age

43

Median income

$110,721

Median home value

$293,200

Avg household

2

Households w/ children

286

For the school run

Alachua County School District

ElementaryW. W. Irby Elementary School
ElementaryAlachua Elementary School★★★★
MiddleA. L. Mebane Middle School★★★★★
HighSanta Fe High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Alachua market

Seller’s marketBalanced6.5 months of inventoryBuyer’s market

$315K$333K

Alachua median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

80 of 152

Alachua actives have cut their price

Median sold price, Alachua, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 22% below the ALACHUA 32615 median. See the full Alachua market guide →

Paper trail

This home's history

CurrentPrice reduced to $258,500 $12K
Jul 1, 2025Listed at $270,000 · 398 days on market since
2006Built · TURKEY CREEK

Reality check

What actually sold near 6312 NW 109TH PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6237 NW 109TH PLACESold · Apr ’26

$270,000

6237 NW 109TH PLACE · same community

3 bd · 2 ba · 1,263 sqft · $214/sqft · 84 DOM

6249 NW 106TH PLACESold · May ’26

$269,000

6249 NW 106TH PLACE · same community

2 bd · 2 ba · 1,311 sqft · $205/sqft · 115 DOM

6558 NW 109TH PLACESold · Dec ’25

$250,000

6558 NW 109TH PLACE · same community

3 bd · 2 ba · 1,233 sqft · $203/sqft · 69 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6312 NW 109TH PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6312 NW 109TH PLACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

6312 NW 109TH PLACE FAQs

What would the monthly payment be for 6312 NW 109TH PLACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,242/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 6312 NW 109TH PLACE?+

The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 6312 NW 109TH PLACE?+

The most recent tax bill on record (2024) was $4,145. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6312 NW 109TH PLACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Alachua?+

At $258,500, this home is listed about 26% below the Alachua median of $349,750. The market section on this page shows how the area is trending.

Which schools are assigned to 6312 NW 109TH PLACE?+

W. W. Irby Elementary School (elementary), Alachua Elementary School (elementary), A. L. Mebane Middle School (middle), Santa Fe High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the ALACHUA 32615 market on paper

$258,500 is 22% below the ALACHUA 32615 median of $332,990, and at $202/sqft it sits under the Alachua average of $209.

02Golf Course views

The golf course view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

398 days on market against a Alachua median of 48 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $270,000, now $258,500 — a $12K cut. The full history is in the market section below.

Listing courtesy of SWANZ PREMIER REALTY LLC · Swanzetta Battles. MLS #GC532152.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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