3120 SW 108TH WAY, GAINESVILLE, FL, 32608
Active415 days on marketListed Jun 13, 2025MLS #GC531472
About this home
3120 SW 108TH WAY
The LAST available 1-acre homesite in Oakmont’s highly desirable Estate section! This rare opportunity to build your dream home in one of Gainesville’s most sought-after communities won’t last long. This premium lot offers 150 feet of frontage and an east-facing orientation—perfect for enjoying peaceful sunset views from your back lanai Design flexibility abounds with a minimum living space requirement of 3,800 sq ft, allowing you to create the ideal custom home to suit your lifestyle. Zoned for top-rated public schools—Chiles Elementary, Kanapaha Middle, and Buchholz High—with several esteemed private schools nearby. Utilities include Clay Electric, GRU water and natural gas, reclaimed water, underground utilities, plus AT&T Fiber or Cox for high-speed internet. Enjoy an unmatched amenity-rich lifestyle featuring: tennis, basketball, pickle ball courts, lap pool, splash pad, beach volleyball, a nature trail system, gopher tortoise preserve, and an interactive playground. The Residents Club offers a gym, veranda, indoor/outdoor entertaining space with a double-sided fireplace, TVs, and a catering-friendly half kitchen. Oakmont isn't just a neighborhood—it's a lifestyle. Contact us today to schedule your private tour!
Facts & features
The home at a glance
1.1 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,789 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,789/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Oakmont
Get to know Gainesville. See the full Gainesville guide →
Oakmont — neighborhood snapshot
Population
1,411
Median age
37
Median income
$177,933
Median home value
$458,500
Avg household
3
Households w/ children
195
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$320K → $312K
Gainesville median sold, yr/yr
96.6%
Sale-to-list ratio (12 mo)
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 98% above the GAINESVILLE 32608 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 3120 SW 108TH WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$437,000
2674 SW 120TH DRIVE · same community
3 bd · 2 ba · 1,520 sqft · $288/sqft · 84 DOM
Sold · Mar ’26$500,000
12032 SW 31ST ROAD · same community
3 bd · 2 ba · 1,541 sqft · $324/sqft · 291 DOM
Sold · Feb ’26$420,000
12089 SW 28TH AVENUE · same community
3 bd · 2 ba · 1,584 sqft · $265/sqft · 26 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3120 SW 108TH WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3120 SW 108TH WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3120 SW 108TH WAY FAQs
What would the monthly payment be for 3120 SW 108TH WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,789/mo — principal and interest, the actual property-tax bill, the $8/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3120 SW 108TH WAY?+
The association fee works out to $8 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3120 SW 108TH WAY?+
The most recent tax bill on record (2024) was $10,113. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3120 SW 108TH WAY?+
The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $439,000, this home is listed about 49% above the Gainesville median of $295,500. The market section on this page shows how the area is trending.
Which schools are assigned to 3120 SW 108TH WAY?+
Lawton M. Chiles Elementary School (elementary), Kanapaha Middle School (middle), F. W. Buchholz High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$439,000 runs 98% above the GAINESVILLE 32608 median.
02Time on market is leverage
415 days on market against a Gainesville median of 36 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Lawton M. Chiles Elementary School, Kanapaha Middle School, F. W. Buchholz High School — Lawton M. Chiles Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of BHGRE THOMAS GROUP · Brenda Banks. MLS #GC531472.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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