David Ramirez
$1,350,000$1,500,0003 bd2.5 ba2,682 sqft$503 /sqft$8,260 /mo all-in ↓

11927 W TIMBERLANE DRIVE, HOMOSASSA, FL, 34448

Active493 days on marketListed Apr 1, 2025MLS #GC529558

Reduced $150KWaterfrontPrivate poolSingle Family ResidenceRIVERHAVEN VILLAGE REP

About this home

11927 W TIMBERLANE DRIVE

Live the elegant waterfront lifestyle you have always dreamed of in this fabulous, Riverhaven Pool home! This home feels more like a resort with breathtaking waterfront views and stunning sunsets! Welcome to your dream home on the scenic Prices Creek, with direct access to the Homosassa River! This stunning 3-bedroom, 2.5-bath home plus office and offers breathtaking water views, high-end finishes, and modern upgrades throughout. Step inside to high ceilings and bamboo flooring, with a spacious open floor plan perfect for entertaining. The gourmet kitchen features beautiful granite countertops, a gas stove with an electric oven, a large pantry, a wine fridge, and a Bosch refrigerator (less than 2 years old)—all with stunning water views! The primary suite is a true retreat, boasting a soaking tub with river views, dual vanities, and a luxurious design. The office also enjoys tranquil water views, making it a perfect workspace. Enjoy year-round outdoor living with a saltwater pool, a summer kitchen, and an upper balcony with panoramic views of the pool, river and dreamy sunsets. Additional features include a new fireplace (2024), a whole-house generator (2024), a new pool pump and salt system (2024), and a new 10,000 lb boat lift (2024) with electric and water access. Other highlights include plantation shutters, a large laundry room, and fresh interior paint (2023). Enjoy all that the Homosassa waterfront has to offer with restaurants, special events, and more just minutes away. Boating, fishing, kayaking and more will fill your days in this incredible community. Just an hour from Tampa airport. This home is truly a waterfront oasis!!! All measurements approximate - to be verified by buyer and buyers agent

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,682

Sqft

0.37 ac

Lot size

2

Garage

1994

Year built

Two

Levels

$503

Per sqft

Private poolWaterfrontFireplace

Inside

FlooringBamboo · Porcelain Tile
AppliancesDishwasher · Dryer · Microwave · Refrigerator · Washer
InteriorEating Space In Kitchen · PrimaryBedroom Upstairs · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingHeat Pump

Outside & construction

RoofShingle
ConstructionOther
FoundationSlab
FacesEast
ExteriorBalcony

Community & fees

HOA fee$15/mo
Taxes (2024)$3,530/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesElectricity Connected · Propane · Sewer Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$8,260 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,285
PMI (est., until 20% equity)$506
Property tax — 2024 actual bill$294
HOA fee — from the listing$15
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $135,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $135,000
Interest rate6.00%
Loan term

Estimated payment

$8,260/mo

Principal & interest$7,285
PMI (est., until 20% equity)$506
Property taxes (actual bill)$294
HOA / condo fee$15
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Homosassa actives

$503 vs $174

Days on market

493 vs 53 typical

Where $503/sqft sits among the 229 Homosassa actives

144
43
17
15
4
6 · this home
$123–186$186–249$249–313$313–376$376–440$440+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Homosassa

Map of 11927 W TIMBERLANE DRIVE

Get to know Homosassa. See the full Homosassa guide →

HOMOSASSA 34448 — neighborhood snapshot

Population

10,741

Median age

56

Median income

$47,526

Median home value

$166,000

Avg household

2.28

Households w/ children

866

For the school run

Citrus County School District

ElementaryRock Crusher Elementary School★★★★★
MiddleCrystal River Middle School★★★★
HighCrystal River High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Homosassa market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$314K$303K

Homosassa median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

112 of 229

Homosassa actives have cut their price

Median sold price, Homosassa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 487% above the HOMOSASSA 34448 median. See the full Homosassa market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,350,000 $150K
Apr 1, 2025Listed at $1,500,000 · 493 days on market since
1994Built · RIVERHAVEN VILLAGE REP

Reality check

What actually sold near 11927 W TIMBERLANE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11590 W WATERWAY DRIVESold · Aug ’25

$730,000

11590 W WATERWAY DRIVE · same community

3 bd · 3.5 ba · 2,778 sqft · $263/sqft · 115 DOM

11765 W TIMBERLANE DRIVESold · Sep ’25

$525,000

11765 W TIMBERLANE DRIVE · same community

4 bd · 2 ba · 2,411 sqft · $218/sqft · 249 DOM

11950 W WATERWAY DRIVESold · Apr ’26

$725,000

11950 W WATERWAY DRIVE · same community

3 bd · 2 ba · 3,017 sqft · $240/sqft · 133 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 11927 W TIMBERLANE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11927 W TIMBERLANE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

11927 W TIMBERLANE DRIVE FAQs

What would the monthly payment be for 11927 W TIMBERLANE DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,260/mo — principal and interest, the actual property-tax bill, the $15/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 11927 W TIMBERLANE DRIVE?+

The association fee works out to $15 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 11927 W TIMBERLANE DRIVE?+

The most recent tax bill on record (2024) was $3,530. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 11927 W TIMBERLANE DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Homosassa?+

At $1,350,000, this home is listed about 287% above the Homosassa median of $348,950. The market section on this page shows how the area is trending.

Which schools are assigned to 11927 W TIMBERLANE DRIVE?+

Rock Crusher Elementary School (elementary), Crystal River Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,350,000 runs 487% above the HOMOSASSA 34448 median — but at 2,682 sqft it's also 37% larger than the typical Homosassa listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

493 days on market against a Homosassa median of 53 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $1,500,000, now $1,350,000 — a $150K cut. The full history is in the market section below.

Listing courtesy of RIDE HOME REALTY, LLC · Amy Meek. MLS #GC529558.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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