
400 COASTAL OAK LANE NW, STEINHATCHEE, FL, 32359
Active788 days on marketListed Jun 6, 2024MLS #GC522600
About this home
400 COASTAL OAK LANE NW
Beautiful lot for sale in Steinhatchee, Florida! This 0.51-acre lot is waiting for you to build your dreams. Located on a paved road, this property is not only easily accessible but also fully equipped with all the essentials: well, septic, and power. It's completely cleared, making it ready for you to get to work. One of the standout features of this lot is its five RV hookups. There are two 50-amp and three 30-amp hookups, making it ideal for any RV or camper setup. Whether you’re looking to set up your own RV or camper, or considering an investment opportunity, this property has incredible potential. Investors, take note – this is a fantastic chance to earn rental income by leasing out the RV and camper spots. With the growing popularity of RV travel, this could be a great opportunity. This property offers flexibility and freedom, allowing you to bring your dreams to life. You can opt for a site-built home, a mobile home, or keep it simple with campers and RVs. The variety of options ensures that this lot can suit your needs, no matter what they are. Steinhatchee itself is a hidden gem on the Gulf Coast of Florida. Known for its tranquil atmosphere and natural beauty, it’s a haven for outdoor enthusiasts. The Steinhatchee River is perfect for boating, fishing, and kayaking. The Gulf of Mexico offers some of the best fishing in the state. The area is famous for its scalloping season, which attracts visitors from all over the state. For those who love to explore nature, Steinhatchee has plenty to offer. The nearby Steinhatchee Falls is a beautiful spot for a picnic or a peaceful day out. The surrounding forests and wildlife areas are perfect for hiking, bird watching, and enjoying Florida’s natural beauty. Steinhatchee also has a charming small-town feel, with local restaurants serving fresh seafood, friendly shops, and a tight-knit community. It’s a place where you can relax and escape from the hustle and bustle of everyday life. Don’t miss out on this chance to own a piece of Steinhatchee. Whether you’re looking to build a permanent home, set up a seasonal retreat, or invest in rental spaces, this property offers it all. Enjoy the peace and tranquility of Steinhatchee, while still being close to everything you need.
Facts & features
The home at a glance
0.51 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,240 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,240/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Steinhatchee
Get to know Steinhatchee. See the full Steinhatchee guide →
STEINHATCHEE 32359 — neighborhood snapshot
Population
1,406
Median age
58.5
Median income
$51,250
Median home value
$141,900
Avg household
2.24
Households w/ children
97%
For the school run
Dixie County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Steinhatchee market
$105K → $235K
Steinhatchee median sold, yr/yr
86.8%
Sale-to-list ratio (12 mo)
Median sold price, Steinhatchee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% below the STEINHATCHEE 32359 median. See the full Steinhatchee market guide →
Paper trail
This home's history
Reality check
What actually sold near 400 COASTAL OAK LANE NW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$1,750,000
115 MAIN STREET
4 bd · 3 ba · 2,952 sqft · $593/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 400 COASTAL OAK LANE NW — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 400 COASTAL OAK LANE NW — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
400 COASTAL OAK LANE NW FAQs
What would the monthly payment be for 400 COASTAL OAK LANE NW?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,240/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 400 COASTAL OAK LANE NW?+
The most recent tax bill on record (2023) was $500. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Steinhatchee?+
At $164,000, this home is listed about 58% below the Steinhatchee median of $387,000. The market section on this page shows how the area is trending.
Which schools are assigned to 400 COASTAL OAK LANE NW?+
James M. Anderson Elementary School (elementary), Dixie County High School (high), Old Town Elementary School (elementary) — Dixie County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Time on market is leverage
788 days on market against a Steinhatchee median of 143 — sellers in this position are usually ready to negotiate.
02Strong assigned schools
James M. Anderson Elementary School, Dixie County High School, Old Town Elementary School — Old Town Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $175,000, now $164,000 — a $11K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SAUCER REALTY & CAPITAL · Ronald Carver. MLS #GC522600.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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