
0 W HIGHWAY 90 HIGHWAY, LAKE CITY, FL, 32024
Active1146 days on marketListed Jun 21, 2023MLS #GC514370
About this home
0 W HIGHWAY 90 HIGHWAY
Over 440 feet of commercial frontage on US Hwy 90 in Lake City, for a total of 3.87 acres. Close to new subdivisions, including Tara Luna, schools, and other commercial activity. Only the Commercial portion (approx. 3.87 acres) of the referenced Tax Parcel ID is for sale.
Facts & features
The home at a glance
3.87 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,999 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,999/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Lake City
Get to know Lake City. See the full Lake City guide →
LAKE CITY 32024 — neighborhood snapshot
Population
20,644
Median age
44.2
Median income
$62,066
Median home value
$201,700
Avg household
2.6
Households w/ children
2,304
For the school run
Columbia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake City market
$325K → $262K
Lake City median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
Median sold price, Lake City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 152% above the LAKE CITY 32024 median. See the full Lake City market guide →
Paper trail
This home's history
Reality check
What actually sold near 0 W HIGHWAY 90 HIGHWAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$205,000
234 SW HAVANNA WAY
3 bd · 1.5 ba · 1,246 sqft · $165/sqft · 20 DOM
Sold · Feb ’26$300,000
420 SW JEWEL LAKE DRIVE
4 bd · 2 ba · 1,398 sqft · $215/sqft · 60 DOM
Sold · Nov ’25$365,000
136 SW GRAND MAGNOLIA GLEN
3 bd · 2 ba · 1,505 sqft · $243/sqft · 125 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 0 W HIGHWAY 90 HIGHWAY — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 0 W HIGHWAY 90 HIGHWAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
0 W HIGHWAY 90 HIGHWAY FAQs
What would the monthly payment be for 0 W HIGHWAY 90 HIGHWAY?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,999/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 0 W HIGHWAY 90 HIGHWAY?+
The most recent tax bill on record (2022) was $812. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lake City?+
At $1,000,000, this home is listed about 151% above the Lake City median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 0 W HIGHWAY 90 HIGHWAY?+
Westside Elementary School (elementary), Columbia High School (high) — Columbia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,000,000 runs 152% above the LAKE CITY 32024 median.
02Time on market is leverage
1146 days on market against a Lake City median of 55 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Westside Elementary School, Columbia High School — Westside Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of NEMER REAL ESTATE, LLC · Silvia Moukhtara Nemer. MLS #GC514370.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Lake City homes, in your inbox
Like 0 W HIGHWAY 90 HIGHWAY but not quite? A daily digest of every new listing in Lake City — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →


