000 SE 245TH STREET, SUWANNEE, FL, 32692
Active1511 days on marketListed Jun 13, 2022MLS #GC505952
About this home
000 SE 245TH STREET
Welcome to your perfect investment opportunity - an enchanting Air BnB or your very own serene cottage retreat in the picturesque fishing town of Suwannee. This idyllic location offers the best of both worlds - a charming escape for relaxation or an income-generating property to share with travelers seeking a memorable stay. If you're a boating enthusiast, you'll be delighted to bring your boat and golf cart along for the adventure. Alternatively, simply unwind by sitting along the tranquil canal, fishing to your heart's content. With the convenience of a nearby public boat ramp, accessing the river or the gulf is a breeze, allowing you to embark on water-bound escapades whenever you please. The delightful cottage comes equipped with city water, electric, and a city septic system, ensuring all the modern comforts are at your disposal. Moreover, there's ample space for an RV, making it easy to accommodate guests and loved ones who wish to share in the joy of this little paradise. Should you desire more space, you have the incredible opportunity to expand and customize the cabin to your heart's desire. The potential is limitless, enabling you to craft your dream hideaway just the way you envision it. Venture on a short ride or a leisurely walk to the nearby Salt Creek Restaurant, where you can savor a delightful dinner while being treated to breathtaking sunsets that only enhance the magic of this quaint town. Despite being a haven of tranquility, the convenience of Suwannee is evident in its close proximity to Gainesville, just a mere 1 hour and 15 minutes away. This means you can easily escape from the hustle and bustle of daily life and arrive at your little oasis in no time. So, whether you're yearning for a profitable investment or seeking solace in your personal haven, this delightful cottage in Suwannee offers a myriad of opportunities. Seize the chance to create unforgettable memories and embrace a lifestyle that harmoniously blends relaxation, adventure, and pure bliss. Don't let this chance slip away - your dream cottage getaway awaits!
Facts & features
The home at a glance
0.12 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,096 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,096/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Suwannee
Get to know Suwannee. See the full Suwannee guide →
SUWANNEE 32692 — neighborhood snapshot
Population
67
Median age
78.7
Avg household
1.72
For the school run
Dixie County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Suwannee market
$270K → $438K
Suwannee median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
Median sold price, Suwannee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 55% below the SUWANNEE 32692 median. See the full Suwannee market guide →
Paper trail
This home's history
Reality check
What actually sold near 000 SE 245TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$1,100,000
6780 NW 41ST CIR CIRCLE · same community
4 bd · 3 ba · 2,478 sqft · $444/sqft · 285 DOM
Sold · Mar ’26$135,000
94 SE 899 AVENUE
1 bd · 1 ba · 360 sqft · $375/sqft · 229 DOM
Sold · Sep ’25$380,000
12 SE 218TH STREET
2 bd · 1 ba · 880 sqft · $432/sqft · 49 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 000 SE 245TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 000 SE 245TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
000 SE 245TH STREET FAQs
What would the monthly payment be for 000 SE 245TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,096/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 000 SE 245TH STREET?+
The most recent tax bill on record (2021) was $1,370. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Suwannee?+
At $129,900, this home is listed about 72% below the Suwannee median of $457,500. The market section on this page shows how the area is trending.
Which schools are assigned to 000 SE 245TH STREET?+
Dixie County High School (high), James M. Anderson Elementary School (elementary), Old Town Elementary School (elementary) — Dixie County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the SUWANNEE 32692 market on paper
$129,900 is 55% below the SUWANNEE 32692 median of $287,500.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
1511 days on market against a Suwannee median of 1 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Dixie County High School, James M. Anderson Elementary School, Old Town Elementary School — Old Town Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $185,000, now $129,900 — a $55K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of WATSON REALTY CORP- TIOGA · Kristi Crane. MLS #GC505952.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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