Lot 66 & Lot 67 Ashley STREET, HAWTHORNE, FL, 32640
Active3345 days on marketMLS #GC379557
About this home
Lot 66 & Lot 67 Ashley STREET
Stunning Canal Lots on Bream Lake - This 1+/- acre lot offer property owners a lush view of native trees and vegetation. Lots 66 and 67 are located on paved Ashley Drive in the Four Lakes Community. This property is on a flourishing canal that leads into Bream Lake. The water in the canal is at the perfect level for your aquatic needs. Area fishing and boating is within your reach with Bream lake and nearby Little Orange Lake. Come drive-by and see the endless potential this property has for you! (Owner financing is available with 25% down and 6.9% interest. There is a 5 year maximum term for this agreement. Additionally there is a $12.00 a month servicing fee.) In addition, the Four Lakes Community that this property is apart of has immense natural beauty. Other lots are located within this community with stately, mature trees. All properties are surrounded by four large spring-fed lakes, perfect for a relaxing day of fishing. Clean air, peace and quiet are the norm, so leave the stress behind and come enjoy the serenity of nature. Four Lakes Community is an easy commute to Gainesville, Ocala, & Palatka. The area is growing and the prices here are still affordable. Stop by to see your opportunity to be part of the Lake Region.
Facts & features
The home at a glance
1 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$573 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$573/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Hawthorne
Get to know Hawthorne. See the full Hawthorne guide →
HAWTHORNE 32640 — neighborhood snapshot
Population
10,780
Median age
46.2
Median income
$58,727
Median home value
$153,600
Avg household
2.51
Households w/ children
1,120
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hawthorne market
$220K → $275K
Hawthorne median sold, yr/yr
94.9%
Sale-to-list ratio (12 mo)
Median sold price, Hawthorne, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% below the HAWTHORNE 32640 median. See the full Hawthorne market guide →
Reality check
What actually sold near Lot 66 & Lot 67 Ashley STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$215,000
107 DIXIE STREET · same community
3 bd · 2 ba · 1,252 sqft · $172/sqft · 107 DOM
Sold · Sep ’25$284,000
125 JOHN STREET · same community
3 bd · 2 ba · 1,458 sqft · $195/sqft · 19 DOM
Sold · Jul ’26$320,000
24621 SE 101ST AVENUE · same community
3 bd · 2 ba · 1,592 sqft · $201/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about Lot 66 & Lot 67 Ashley STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for Lot 66 & Lot 67 Ashley STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
Lot 66 & Lot 67 Ashley STREET FAQs
What would the monthly payment be for Lot 66 & Lot 67 Ashley STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $573/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on Lot 66 & Lot 67 Ashley STREET?+
The most recent tax bill on record (2016) was $405. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Hawthorne?+
At $59,900, this home is listed about 78% below the Hawthorne median of $269,900. The market section on this page shows how the area is trending.
Which schools are assigned to Lot 66 & Lot 67 Ashley STREET?+
Ochwilla Elementary School (elementary), Interlachen Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the HAWTHORNE 32640 market on paper
$59,900 is 27% below the HAWTHORNE 32640 median of $82,450.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
3345 days on market against a Hawthorne median of 66 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 LAKESIDE REALTY · Trey Fields, III. MLS #GC379557.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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