403 MISSION LANE, HOWEY IN THE HILLS, FL, 34737
Active3 days on marketListed Aug 5, 2026MLS #G5116088
About this home
403 MISSION LANE
Country Charm Meets Timeless Comfort on a Rare Double Lot in Howey-in-the-Hills - Escape to the peaceful charm of a lakefront community living in this beautifully maintained 4-bedroom, 3.5-bath home, perfectly situated on a rare .61-acre double lot in the heart of Howey-in-the-Hills. Offering 3,058 square feet of inviting living space, this property combines casual elegance with modern convenience, creating the perfect place to make lasting memories. From the moment you step inside, you'll be captivated by the soaring vaulted ceilings with exposed wood beams that add warmth and character throughout the main living areas. Gather with family and friends around the wood-burning fireplace, the centerpiece of the spacious living room, perfect for cozy evenings and holiday celebrations. The heart of the home is the charming French country-inspired kitchen, featuring beautiful custom cabinetry, walk-in pantry, an ornate range hood, gas cooktop, double oven, and timeless details that blend style and functionality. The adjoining dining room offers generous space for entertaining, holiday meals, and family gatherings. The flexible floor plan includes a private mother-in-law apartment complete with its own full kitchen, bathroom with walk-in shower, and separate entrance—ideal for extended family, guests, or multi-generational living. The luxurious primary suite features dual vanities, a walk-in shower, and a spacious designer custom closet. This home offers plenty of storage with extra closets througout. While the enclosed side porch provides a peaceful place to relax while overlooking the private, fenced backyard. With a .61-acre double lot, there's ample room to add a pool, create a garden oasis, park your boat or RV, or simply enjoy the extra outdoor space. Additional highlights include an oversized (22x25) two-car garage, a newer roof (2022), HVAC systems (2021 & 2022), mature landscaping, and no HOA or deed restrictions, giving you the freedom to truly make this property your own. Outdoor enthusiasts will appreciate the nearby community boat ramp with access to Little Lake Harris and the renowned Chain of Lakes, making boating, fishing, and waterfront recreation just minutes away. Conveniently located near the Library, Virginia's Pancake Palace, local restaurants, parks, playgrounds, fishing pier, and nature preserve, this home offers small-town charm with everyday conveniences close at hand. Just six miles from Florida's Turnpike, you'll enjoy an easy commute to Orlando, Orlando International Airport, Walt Disney World, and Universal Orlando Resort—all within approximately 40 minutes. If you've been dreaming of a home that offers character, space, privacy, and the charm of country living without sacrificing convenience, this exceptional property is ready to welcome you home.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,058
Sqft
0.61 ac
Lot size
2
Garage
1989
Year built
One
Levels
$204
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,213 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,213/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+40.7%
$/sqft vs Howey In The Hills actives
$204 vs $190
Days on market
3 vs 60 typical
Where $204/sqft sits among the 66 Howey In The Hills actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Vista Del Lago, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,150/mo median
Live Howey In The Hills rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Vista Del Lago
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Vista Del Lago is a short-term-rental community. See the full guide →
HOWEY IN THE HILLS 34737 — neighborhood snapshot
Population
4,182
Median age
52.6
Median income
$67,237
Median home value
$348,700
Avg household
2.35
Households w/ children
352
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Howey In The Hills market
$426K → $383K
Howey In The Hills median sold, yr/yr
96.6%
Sale-to-list ratio (12 mo)
36 of 66
Howey In The Hills actives have cut their price
Median sold price, Howey In The Hills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 68% above the HOWEY IN THE HILLS 34737 median. See the full Howey In The Hills market guide →
Paper trail
This home's history
Reality check
What actually sold near 403 MISSION LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$520,000
594 VIA BELLA COURT
4 bd · 3 ba · 3,038 sqft · $171/sqft · 129 DOM
Sold · Jun ’26$466,500
533 AVILA PLACE
4 bd · 4 ba · 2,940 sqft · $159/sqft · 15 DOM
Sold · Jul ’26$1,250,000
113 ISLAND DRIVE
4 bd · 4 ba · 2,924 sqft · $427/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 403 MISSION LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 403 MISSION LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
403 MISSION LANE FAQs
What would the monthly payment be for 403 MISSION LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,213/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 403 MISSION LANE?+
The most recent tax bill on record (2025) was $5,359. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 403 MISSION LANE be rented short-term?+
Yes — this home sits inside Vista Del Lago, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 403 MISSION LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Howey In The Hills?+
At $624,900, this home is listed about 60% above the Howey In The Hills median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 403 MISSION LANE?+
Tavares Middle School (middle), Tavares High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$624,900 runs 68% above the HOWEY IN THE HILLS 34737 median — but at 3,058 sqft it's also 46% larger than the typical Howey In The Hills listing.
02Zoned for nightly rentals
Vista Del Lago is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Fresh on the market
Only 3 days on market in a Howey In The Hills market that averages 60 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of ST. CLAIR REALTY GROUP, LLC · Tina St. Clair. MLS #G5116088.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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