David Ramirez
$439,9003 bd2 ba1,894 sqft$232 /sqft$3,306 /mo all-in ↓

1832 MADERO DRIVE, LADY LAKE, FL, 32159

Active1 days on marketListed Aug 4, 2026MLS #G5116058

Fully furnishedSingle Family ResidenceSUMTER UN #18

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About this home

1832 MADERO DRIVE

Charming Golf Course Living in the Heart of The Villages – Turnkey Vera Cruz Model! Welcome to 1832 Madero Drive, a beautifully maintained 3-bedroom, 2-bath Vera Cruz model located in the popular Village of Santo Domingo. Being offered TURNKEY, this inviting home combines comfort, style, and an exceptional golf course setting just minutes from the newly renovated Spanish Springs Town Square, where you'll enjoy live entertainment, restaurants, shopping, and year-round events. From the moment you arrive, you'll appreciate the home's outstanding curb appeal. Fresh landscaping, two stately palm trees framing the front of the home, a mature crepe myrtle, painted driveway and walkway create a warm and welcoming first impression. Step inside to discover a bright, open floor plan featuring HIGH CEILINGS, LUXURY VINYL PLANK FLOORING—updated lighting and ceiling fans, and SOLAR TUBES that fill the home with abundant natural light. The spacious living room and formal dining area are perfectly designed for entertaining while showcasing beautiful views of the golf course through the large glass double doors. The spacious kitchen offers an abundance of white cabinetry, GRANITE COUNTERTOPS, a convenient BREAKFAST BAR, a large pantry, and numerous windows that create a bright and cheerful atmosphere. Just off the kitchen, the cozy breakfast nook surrounded by three windows provides the perfect place to enjoy your morning coffee while taking in the peaceful surroundings. The private primary suite is thoughtfully positioned to capture tranquil views of the lush golf course and mature trees. Featuring high ceilings, walk-in closet and multiple windows, it offers a relaxing retreat at the end of the day. The en-suite bathroom includes DUAL GRANITE VANITIES, stylish LED-BACKLIT MIRRORS, a spacious walk-in shower with upgraded rain-style and handheld shower fixtures, a private water closet, and a generous 2nd walk-in closet. The split-bedroom floor plan provides privacy for family and guests. Both guest bedrooms are generously sized, while the third bedroom enjoys beautiful golf course views and features direct access to the lanai, making it an ideal guest suite, office, or hobby room. The guest bathroom and hallway closet are conveniently located between the two bedrooms. Step outside to your covered lanai, where peaceful golf course views and mature trees create the perfect backdrop for relaxing or entertaining. A retractable shade screen adds comfort when desired, allowing you to enjoy outdoor dining, your morning coffee, or an evening beverage while taking in the serene surroundings. Additional features include an INDOOR LAUNDRY ROOM with extra cabinetry for storage, a spacious two-car garage with pull-down attic stairs, ROOF REPLACED IN 2023, HVAC REPLACED IN 2024, and HOT WATER HEATER REPLACED IN 2024, providing valuable peace of mind for years to come. Ideally located just minutes from Spanish Springs Town Square, U.S. Highway 441, shopping, restaurants, medical facilities, and everyday conveniences, this exceptional golf course home offers the perfect combination of location, comfort, and value. Turnkey golf course homes in this desirable location rarely become available. Schedule your private showing today—this one won't last long!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,894

Sqft

0.14 ac

Lot size

2

Garage

1998

Year built

One

Levels

$232

Per sqft

Furnished55+ community

Inside

FlooringLuxury Vinyl
AppliancesCooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Freezer · Ice Maker · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Split Bedroom · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationBlock
FacesNortheast
ExteriorIrrigation System

Community & fees

Taxes (2025)$4,345/yr
PetsCats OK, Dogs OK
CommunityDeed Restrictions

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Electricity Connected · Fiber Optics · Public · Sewer Available · Sewer Connected · Sprinkler Meter · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,306 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,590
FHA mortgage insurance (est.)$195
Property tax — 2025 actual bill$362
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,397Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,397
Interest rate6.00%
Loan term

Estimated payment

$3,306/mo

Principal & interest$2,590
FHA mortgage insurance (est.)$195
Property taxes (actual bill)$362
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $440K
$355KedgeAI estimate $411,290 · range $370K$465K$484K

vs edgeAI estimate

+7%

Days on market

1 vs 52 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lady Lake

Map of 1832 MADERO DRIVE

Drive times from this address

Downtown Orlando71 min
Universal Orlando74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lady Lake. See the full Lady Lake guide →

LADY LAKE 32159 — neighborhood snapshot

Population

30,846

Median age

68.7

Median income

$57,536

Median home value

$272,100

Avg household

1.83

Households w/ children

1,240

For the school run

Lake County School District

ElementaryThe Villages Elementary Of Lady Lake School★★★★★
MiddleCarver Middle School★★★★
HighLeesburg High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lady Lake market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$306K$320K

Lady Lake median sold, yr/yr

96.5%

Sale-to-list ratio (12 mo)

Median sold price, Lady Lake, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 38% above the LADY LAKE 32159 median. See the full Lady Lake market guide →

Paper trail

This home's history

Aug 4, 2026Listed at $439,900 · 1 days on market since
1998Built · SUMTER UN #18

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1832 MADERO DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1832 MADERO DRIVE — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

1832 MADERO DRIVE FAQs

What would the monthly payment be for 1832 MADERO DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,306/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1832 MADERO DRIVE?+

The most recent tax bill on record (2025) was $4,345. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1832 MADERO DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lady Lake?+

At $439,900, this home is listed about 29% above the Lady Lake median of $339,990. The market section on this page shows how the area is trending.

Which schools are assigned to 1832 MADERO DRIVE?+

The Villages Elementary Of Lady Lake School (elementary), Carver Middle School (middle), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$439,900 runs 38% above the LADY LAKE 32159 median.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03Fresh on the market

Only 1 day on market in a Lady Lake market that averages 52 — if it fits, move quickly.

Listing courtesy of REALTY EXECUTIVES IN THE VILLAGES · Jon McNeely. MLS #G5116058.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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