David Ramirez
$349,9003 bd2 ba1,952 sqft$179 /sqft$2,836 /mo all-in ↓

11156 MERGANSER WAY, NEW PORT RICHEY, FL, 34654

Active4 days on marketListed Aug 4, 2026MLS #G5116021

Single Family ResidenceSUMMERTREE PRCL 3B

About this home

11156 MERGANSER WAY

New on the Market! Welcome home to this spacious 1,952 sq. ft. residence featuring a desirable split-bedroom floor plan with 3 bedrooms and 2 full bathrooms. Designed for both comfort and functionality, the home offers a generous family room and a separate living room that can also serve as a formal dining room or flexible living space. Throughout the home, you'll find ceiling fans and window blinds in every room. Ceramic tile flooring enhances the kitchen and wet areas, while plush carpeting adds warmth to the bedrooms, family room, and living room. The private primary suite features an elegant tray ceiling, a spacious walk-in closet, and an ensuite bathroom complete with dual vanities, a walk-in shower, and a relaxing garden tub. The well-appointed kitchen boasts Corian countertops, under-cabinet lighting, a convenient breakfast bar, and a cozy dinette area overlooking the backyard—perfect for casual meals and morning coffee. Step outside to the expansive screened lanai with paver flooring, creating the ideal space for entertaining or simply enjoying Florida's beautiful weather. Located in a sought-after 55+ gated community, residents enjoy gated access from 7:00 a.m. to 7:00 p.m. and a scenic 9-hole golf course open to the public. The impressive clubhouse offers a billiards room, card room, ballroom, craft room, library, and a variety of social activities. Outdoor amenities include a resort-style pool and hot tub, pickleball courts, tennis courts, and shuffleboard courts. Conveniently situated with easy access to SR 52 and the Suncoast Parkway, this home offers an excellent location for shopping, dining, and commuting. Don't miss your opportunity to own this beautiful home in an active, amenity-rich community!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,952

Sqft

0.3 ac

Lot size

2

Garage

2009

Year built

One

Levels

$179

Per sqft

55+ community

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator · Water Purifier
InteriorCeiling Fan(s) · In Wall Pest System · Kitchen/Family Room Combo · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Tray Ceiling(s) · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ExteriorSidewalk · Sliding Doors

Community & fees

HOA fee$234/mo
Taxes (2025)$2,724/yr
PetsCats OK, Dogs OK
CommunityClubhouse · Deed Restrictions · Fitness Center · Gated Community - No Guard · Golf Carts OK · Golf · Irrigation-Reclaimed Water · Pool · Racquetball · Sidewalks · Tennis Court(s) · Wheelchair Access

Utilities & systems

UtilitiesElectricity Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,836 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property tax — 2025 actual bill$227
HOA fee — from the listing$234
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,247Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,247
Interest rate6.00%
Loan term

Estimated payment

$2,836/mo

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property taxes (actual bill)$227
HOA / condo fee$234
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $350K
$301KedgeAI estimate $335,694 · range $314K$350K$364K

vs edgeAI estimate

+4.2%

$/sqft vs New Port Richey actives

$179 vs $202

Days on market

4 vs 50 typical

Where $179/sqft sits among the 400 New Port Richey actives

93
150 · this home
92
17
12
36
$96–155$155–215$215–274$274–333$333–392$392+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Summertree

Map of 11156 MERGANSER WAY inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)49 min
Downtown Tampa52 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Port Richey. See the full New Port Richey guide →

Summertree — neighborhood snapshot

Population

1,835

Median age

60

Median income

$44,847

Median home value

$169,874

Avg household

2

Households w/ children

159

For the school run

Pasco County School District

ElementaryMoon Lake Elementary School★★★★
HighFivay High School★★★★
MiddleHudson Academy★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Port Richey market

Seller’s marketLeans seller5.0 months of inventoryBuyer’s market

$280K$260K

New Port Richey median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

230 of 400

New Port Richey actives have cut their price

Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 97% above the NEW PORT RICHEY 34654 median. See the full New Port Richey market guide →

Paper trail

This home's history

Aug 4, 2026Listed at $349,900 · 4 days on market since
2009Built · SUMMERTREE PRCL 3B

Reality check

What actually sold near 11156 MERGANSER WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11050 KISKADEE CIRCLESold · Apr ’26

$320,000

11050 KISKADEE CIRCLE · same community

3 bd · 2 ba · 1,881 sqft · $170/sqft · 334 DOM

11144 PARADISE POINT WAYSold · Oct ’25

$305,900

11144 PARADISE POINT WAY · same community

4 bd · 2 ba · 1,873 sqft · $163/sqft · 61 DOM

11246 MERGANSER WAYSold · Feb ’26

$365,000

11246 MERGANSER WAY · same community

3 bd · 2.5 ba · 2,037 sqft · $179/sqft · 1 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 11156 MERGANSER WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11156 MERGANSER WAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

11156 MERGANSER WAY FAQs

What would the monthly payment be for 11156 MERGANSER WAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,836/mo — principal and interest, the actual property-tax bill, the $234/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 11156 MERGANSER WAY?+

The association fee works out to $234 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 11156 MERGANSER WAY?+

The most recent tax bill on record (2025) was $2,724. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 11156 MERGANSER WAY?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Port Richey?+

At $349,900, this home is listed about 25% above the New Port Richey median of $279,900. The market section on this page shows how the area is trending.

Which schools are assigned to 11156 MERGANSER WAY?+

Moon Lake Elementary School (elementary), Fivay High School (high), Hudson Academy (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of JOHN EDWARDS REALTY INVESTMENT · April Allain. MLS #G5116021.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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