3463 PLACIDA TERRACE, THE VILLAGES, FL, 32163
Active6 days on marketListed Jul 31, 2026MLS #G5115653
About this home
3463 PLACIDA TERRACE
This Beautiful 2 Bedroom, 2 Bath Villa is nestled in the Village of Fernandina in the Placida Villas! This Lovely "Colony" Patio Villa comes "Turn Key" furnished and available as a long term rental. Featuring; Open and spacious layout, vinyl plank floors throughout, large kitchen with raised bar top and eat-in breakfast nook, inside laundry, super spacious Master Bedroom with king size bed, wall mounted flat screen TV and large walk-in closet. The well-appointed Kitchen boasts warm neutral color cabinetry, bisque appliances and opens up to the Living and Dining with a breakfast bar. The second Bedroom has a nice Queen size bed to accommodate your guests and an Inside laundry room and attractive landscaping with decorative curbing, plants and palm tree. This is a Dynamite location between The Villages Downtown Brownwood Square and Lake Sumter Landing. The rent includes: water, sewer, trash, and yard mowing. Available September 20th, 2026.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,156
Sqft
0.1 ac
Lot size
1
Garage
2012
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$174 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$174/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs The Villages actives
$2 vs $256
Days on market
6 vs 52 typical
Where $2/sqft sits among the 400 The Villages actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside The Villages
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know The Villages. See the full The Villages guide →
THE VILLAGES 32163 — neighborhood snapshot
Population
30,886
Median age
70.1
Median income
$94,565
Median home value
$472,600
Avg household
1.85
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The The Villages market
$365K → $360K
The Villages median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
214 of 400
The Villages actives have cut their price
Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the THE VILLAGES 32163 median. See the full The Villages market guide →
Paper trail
This home's history
Reality check
What actually sold near 3463 PLACIDA TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$263,000
1463 OLYMPIA STREET · same community
2 bd · 2 ba · 1,156 sqft · $228/sqft · 12 DOM
Sold · May ’26$260,000
1387 ZEST AVENUE
2 bd · 2 ba · 1,156 sqft · $225/sqft · 201 DOM
Sold · Dec ’25$246,000
1381 ZEST AVENUE
2 bd · 2 ba · 1,156 sqft · $213/sqft · 88 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3463 PLACIDA TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3463 PLACIDA TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3463 PLACIDA TERRACE FAQs
What would the monthly payment be for 3463 PLACIDA TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $174/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 3463 PLACIDA TERRACE?+
The listing reports pets: Breed Restrictions, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in The Villages?+
At $2,000, this home is listed about 99% below the The Villages median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3463 PLACIDA TERRACE?+
Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the THE VILLAGES 32163 market on paper
$2,000 is 100% below the THE VILLAGES 32163 median of $469,900, and at $2/sqft it sits under the The Villages average of $270.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Fresh on the market
Only 6 days on market in a The Villages market that averages 52 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of BASSETT PREMIER REALTY INC · Brandy Contreras. MLS #G5115653.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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