12104 SE 178TH STREET, SUMMERFIELD, FL, 34491
Active13 days on marketListed Jul 23, 2026MLS #G5115404
About this home
12104 SE 178TH STREET
Unfurnished rental located in the desirable 55+ Community of Stonecrest. Enjoy peaceful water and golf course views from this beautifully updated 2-bedroom, 2-bath Designer home with a den in the highly sought-after Stonecrest community. Situated on a premium homesite, this exceptional property offers a rare combination of privacy, scenic views, and elegant finishes. The spacious interior features 10-foot ceilings, 8-inch crown molding throughout, and a thoughtfully designed open floor plan. The updated kitchen and bathrooms showcase rich mahogany cabinetry, granite countertops, and stainless steel appliances. With no carpet throughout the home, maintenance is a breeze while providing a clean, modern look. Relax and entertain year-round on the enclosed lanai or in the expansive 875-square-foot birdcage, where you'll enjoy breathtaking views of the pond and golf course. Rent includes community amenities, lawn maintenance, and pest control. Tenant is responsible for water, electric, internet, and television services. No smoking is permitted. This exceptional home is available unfurnished as an annual rental only and offers the perfect opportunity to enjoy the active Stonecrest lifestyle in a beautiful waterfront setting.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,609
Sqft
0.14 ac
Lot size
2
Garage
2004
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$176 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$176/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Summerfield actives
$1 vs $190
Days on market
13 vs 52 typical
Where $1/sqft sits among the 349 Summerfield actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Stonecrest
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Summerfield. See the full Summerfield guide →
Stonecrest — neighborhood snapshot
Population
3,009
Median age
73
Median income
$67,343
Median home value
$315,365
Avg household
2
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$279K → $256K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
169 of 349
Summerfield actives have cut their price
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Reality check
What actually sold near 12104 SE 178TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$320,000
828 SILVER OAK AVENUE
3 bd · 2 ba · 1,632 sqft · $196/sqft · 120 DOM
Sold · Aug ’25$330,000
1711 AUGUSTINE DRIVE
3 bd · 2 ba · 1,552 sqft · $213/sqft · 180 DOM
Sold · Jan ’26$360,000
1229 AUGUSTINE DRIVE
3 bd · 2 ba · 1,677 sqft · $215/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12104 SE 178TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12104 SE 178TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12104 SE 178TH STREET FAQs
What would the monthly payment be for 12104 SE 178TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $176/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 12104 SE 178TH STREET?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Summerfield?+
At $2,200, this home is listed about 99% below the Summerfield median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 12104 SE 178TH STREET?+
Stanton-Weirsdale Elementary School (elementary), Lake Weir Middle School (middle), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FLAMINGO REAL ESTATE & MNGMT · Leesa Wales. MLS #G5115404.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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