David Ramirez
$749,9003 bd2 ba2,003 sqft$374 /sqft$4,787 /mo all-in ↓

15734 THOROUGHBRED LANE, MONTVERDE, FL, 34756

Active8 days on marketListed Jul 21, 2026MLS #G5115346

Priced 26% below the MONTVERDE 34756 medianSingle Family ResidenceTRAILS OF MONTVERDE SUB

About this home

15734 THOROUGHBRED LANE

Welcome to this charming home nestled in the highly sought-after Trails of Montverde community, where peaceful country living meets everyday convenience. Situated on a picturesque one-acre homesite with no rear neighbors, this property backs directly to the community's horse riding arena, offering serene views and exceptional privacy. Built in 1994, this well-maintained residence features 2,003 heated square feet of comfortable living space with three bedrooms and two full bathrooms. The thoughtfully designed floor plan includes a spacious living room, along with a warm and inviting family room that is open to the kitchen and centered around a cozy wood-burning fireplace—creating the perfect gathering place for family and friends. An oversized laundry room provides additional storage and everyday convenience. While the home has been lovingly maintained, it offers a wonderful opportunity for its next owner to add their own personal touches and updates. With great bones, a desirable floor plan, and an unbeatable location, this property is the perfect canvas to create your dream home while adding value along the way. Step outside and discover your own private backyard retreat. Relax year-round on the expansive screened porch, complete with a tranquil water feature and a built-in gas grill, making outdoor entertaining effortless. Just beyond, a charming pergola offers another inviting space to unwind and enjoy the peaceful surroundings. In addition to the attached two-car garage, the property includes a detached 12'3" x 16'5" building with endless possibilities. Whether you're looking for a woodworking shop, craft studio, home office, man cave, she shed, fitness room, or simply extra storage, this versatile space is ready to meet your needs. Residents of The Trails of Montverde enjoy the unique lifestyle this desirable equestrian community offers, including riding and walking trails, a community horse arena, and spacious estate-sized homesites, all while being just minutes from shopping, dining, golf, the Florida Turnpike, and historic downtown Montverde, Clermont, and Winter Garden. Whether you're looking for a peaceful retreat, room to grow, or a home with the opportunity to make it uniquely yours, this property is a rare find in one of Central Florida's most desirable communities. Schedule your private showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,003

Sqft

1 ac

Lot size

2

Garage

1994

Year built

One

Levels

$374

Per sqft

FireplacePets allowed

Inside

FlooringCarpet · Laminate
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Split Bedroom · Stone Counters · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ParkingGarage Door Opener
ExteriorIrrigation System · Outdoor Grill · Outdoor Shower · Rain Gutters

Community & fees

HOA fee$28/mo
Taxes (2025)$3,258/yr
PetsYes
CommunityDeed Restrictions

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,787 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,046
PMI (est., until 20% equity)$281
Property tax — 2025 actual bill$272
HOA fee — from the listing$28
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $74,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $74,990
Interest rate6.00%
Loan term

Estimated payment

$4,787/mo

Principal & interest$4,046
PMI (est., until 20% equity)$281
Property taxes (actual bill)$272
HOA / condo fee$28
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $750K
$396KedgeAI estimate $490,917 · range $412K$531K$780K

vs edgeAI estimate

+52.8%

$/sqft vs Montverde actives

$374 vs $300

Days on market

8 vs 78 typical

Where $374/sqft sits among the 61 Montverde actives

27
12
4 · this home
6
4
8
$205–288$288–371$371–454$454–537$537–620$620+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Trails Of Montverde

Map of 15734 THOROUGHBRED LANE inside its neighborhood boundary

Drive times from this address

Downtown Orlando33 min
Universal Orlando36 min
Walt Disney World43 min
Orlando Int’l Airport (MCO)47 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Montverde. See the full Montverde guide →

Trails Of Montverde — neighborhood snapshot

Population

730

Median age

40

Median income

$137,700

Median home value

$582,400

Avg household

3

Households w/ children

61%

For the school run

Lake County School District

HighLake Minneola High School★★★★★
ElementaryGrassy Lake Elementary School★★★★
MiddleEast Ridge Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Montverde market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$820K$778K

Montverde median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

25 of 61

Montverde actives have cut their price

Median sold price, Montverde, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 26% below the MONTVERDE 34756 median. See the full Montverde market guide →

Paper trail

This home's history

Jul 21, 2026Listed at $749,900 · 8 days on market since
1994Built · TRAILS OF MONTVERDE SUB

Reality check

What actually sold near 15734 THOROUGHBRED LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

15802 THOROUGHBRED LANESold · Sep ’25

$750,000

15802 THOROUGHBRED LANE · same community

4 bd · 3 ba · 2,106 sqft · $356/sqft · 24 DOM

16510 QUARTER HORSE COURTSold · Jul ’25

$512,000

16510 QUARTER HORSE COURT · same community

3 bd · 2 ba · 1,788 sqft · $286/sqft · 110 DOM

15440 ARABIAN WAYSold · Jul ’26

$965,000

15440 ARABIAN WAY · same community

5 bd · 3.5 ba · 3,443 sqft · $280/sqft · 9 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 15734 THOROUGHBRED LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 15734 THOROUGHBRED LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

15734 THOROUGHBRED LANE FAQs

What would the monthly payment be for 15734 THOROUGHBRED LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,787/mo — principal and interest, the actual property-tax bill, the $28/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 15734 THOROUGHBRED LANE?+

The association fee works out to $28 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 15734 THOROUGHBRED LANE?+

The most recent tax bill on record (2025) was $3,258. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 15734 THOROUGHBRED LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Montverde?+

At $749,900, this home is listed about 11% below the Montverde median of $840,000. The market section on this page shows how the area is trending.

Which schools are assigned to 15734 THOROUGHBRED LANE?+

Lake Minneola High School (high), Grassy Lake Elementary School (elementary), East Ridge Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of ARELLANO REALTY & INVESTMENTS · Karin Arellano. MLS #G5115346.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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