
3455 SIPSEY STREET, THE VILLAGES, FL, 32162
Pending24 days on marketListed Jul 21, 2026MLS #G5115339
About this home
3455 SIPSEY STREET
Welcome to this beautifully maintained 3-bedroom, 2-bath Amarillo with Florida Room Model home in the Village of Summerhill, featuring Roof 2020, a 2016 HVAC system, a 2014 Water Heater, and thoughtful upgrades throughout. From the moment you arrive, you’ll be impressed by the meticulously manicured lawn, attractive rock landscaping, painted driveway, and inviting front patio—the perfect spot to enjoy your morning coffee or unwind in the evening. Step inside to discover an open and inviting floor plan featuring tile flooring throughout, elegant crown molding, and soaring vaulted ceilings that create a bright, spacious feel. The well-appointed kitchen is the heart of the home, offering stainless steel appliances, a large center island, abundant cabinetry, and plenty of workspace—ideal for everyday living and entertaining. The versatile guest wing offers two generously sized bedrooms, each equipped with a Murphy bed, making them perfect for overnight guests while also functioning as a home office, hobby room, or craft space. A convenient pocket door separates this area from the main living space, creating privacy for your guests with easy access to the guest bathroom. The spacious primary suite provides a relaxing retreat with a large walk-in closet and an ensuite bathroom featuring a walk-in glass-enclosed shower and an additional linen closet for extra storage. Enjoy Florida living year-round in the bright and airy Florida Room, where sliding glass doors open to an outdoor patio and screened birdcage—perfect for grilling, entertaining, or simply relaxing outdoors. Additional features include an inside laundry room with extra storage cabinets, an insulated garage door, and a Nova water filtration system for added peace of mind. This home is perfectly located near Publix, Costco, Walmart, Marshalls, HomeGoods, restaurants, and everyday conveniences. Enjoy the ease of a short golf cart ride or drive to the popular Sumter Landing Market Square, where you can experience nightly entertainment, live music, dancing, dining, and the vibrant lifestyle that makes The Villages such a special place to call home. Please enjoy our video!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,545
Sqft
0.12 ac
Lot size
2
Garage
2003
Year built
One
Levels
$210
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,433 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,433/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.2%
$/sqft vs THE VILLAGES
$210 vs $250
Days on market
24 vs 51 typical
Where $210/sqft sits among the 216 homes for sale in THE VILLAGES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside The Villages
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know The Villages. See the full The Villages guide →
THE VILLAGES 32162 — neighborhood snapshot
Population
54,019
Median age
74.2
Median income
$73,927
Median home value
$358,100
Avg household
1.72
Households w/ children
135
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The The Villages market
$365K → $359K
The Villages median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
127 of 216
THE VILLAGES have cut their price
Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% below the THE VILLAGES 32162 median. See the full The Villages market guide →
Paper trail
This home's history
Reality check
What actually sold near 3455 SIPSEY STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$350,000
3096 MAYWOOD COURT · same community
3 bd · 2 ba · 1,527 sqft · $229/sqft · 0 DOM
Sold · Nov ’25$366,000
1013 DEL RIO DRIVE · same community
2 bd · 2 ba · 1,578 sqft · $232/sqft · 3 DOM
Sold · Mar ’26$373,000
909 ABACO PATH · same community
3 bd · 2 ba · 1,488 sqft · $251/sqft · 28 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3455 SIPSEY STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3455 SIPSEY STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3455 SIPSEY STREET FAQs
What would the monthly payment be for 3455 SIPSEY STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,433/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3455 SIPSEY STREET?+
The most recent tax bill on record (2025) was $2,586. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3455 SIPSEY STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in The Villages?+
At $325,000, this home is listed about 14% below the The Villages median of $379,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3455 SIPSEY STREET?+
Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REALTY EXECUTIVES IN THE VILLAGES · Katrina McNeely. MLS #G5115339.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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