38700 LAKEVIEW DRIVE, LADY LAKE, FL, 32159
Active1 days on marketListed Jul 24, 2026MLS #G5115312
About this home
38700 LAKEVIEW DRIVE
SPECTACULAR LAKEFRONT HOME! Welcome to your own private retreat! Nestled on 4.7 scenic acres with approximately 234 feet of shoreline on beautiful Lake Berchfield, this exceptional property offers the freedom of NO HOA and endless possibilities. Car enthusiasts and hobbyists will love the multiple 2 car garages and workshop space, including a four-post car lift, built-in air compressor, additional 1car garage, and covered RV parking with water and electric hookups. Inside, you'll find a spacious, inviting floor plan featuring formal living and dining areas, a large family room, and a beautiful kitchen with real wood cabinetry, newer appliances, and plenty of room to gather. Roomy inside Laundry Room convey Washer & Dryer, Shower for quick clean-up from outside and a built-in iron board! You will love the convenience of a half bath for guests! Relax in the oversized primary suite with private lanai access or unwind on the expansive screened porch with its tongue-and-groove wood ceiling while taking in breathtaking lake views... Privacy, space, waterfront living, and room for all your toys—this is more than a home, it's a lifestyle. Don't miss your opportunity to make it yours. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,354
Sqft
4.7 ac
Lot size
6
Garage
1988
Year built
One
Levels
$274
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,195 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,195/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+25.2%
Days on market
1 vs 50 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lady Lake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lady Lake. See the full Lady Lake guide →
LADY LAKE 32159 — neighborhood snapshot
Population
30,846
Median age
68.7
Median income
$57,536
Median home value
$272,100
Avg household
1.83
Households w/ children
1,240
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lady Lake market
$306K → $305K
Lady Lake median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
Median sold price, Lady Lake, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 103% above the LADY LAKE 32159 median. See the full Lady Lake market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 38700 LAKEVIEW DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 38700 LAKEVIEW DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
38700 LAKEVIEW DRIVE FAQs
What would the monthly payment be for 38700 LAKEVIEW DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,195/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 38700 LAKEVIEW DRIVE?+
The most recent tax bill on record (2025) was $3,748. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 38700 LAKEVIEW DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lady Lake?+
At $645,000, this home is listed about 98% above the Lady Lake median of $325,000. The market section on this page shows how the area is trending.
Which schools are assigned to 38700 LAKEVIEW DRIVE?+
The Villages Elementary Of Lady Lake School (elementary), Carver Middle School (middle), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$645,000 runs 103% above the LADY LAKE 32159 median — but at 2,354 sqft it's also 42% larger than the typical Lady Lake listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 1 day on market in a Lady Lake market that averages 50 — if it fits, move quickly.
Listing courtesy of MORRIS REALTY AND INVESTMENTS · Theresa Morris. MLS #G5115312.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Lady Lake homes, in your inbox
Like 38700 LAKEVIEW DRIVE but not quite? A daily digest of every new listing in Lady Lake — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →