
1106 RICARDO AVENUE, THE VILLAGES, FL, 32159
Active22 days on marketListed Jul 19, 2026MLS #G5115281
About this home
1106 RICARDO AVENUE
Imagine waking up each morning in the heart of The Villages, where every day feels like a vacation and the possibilities are endless. Whether you're enjoying an early round of golf, meeting friends for lunch, attending one of the countless clubs and activities, or taking a leisurely golf cart ride to live entertainment, this well maintained villa offers the lifestyle you've been searching for. Ideally located just outside the vibrant Spanish Springs Town Square, you'll find yourself only a moment away from nightly live music, restaurants, boutique shopping, seasonal festivals, and the energetic atmosphere that has made The Villages one of the nation's premier active adult communities. Beyond the gates, convenience continues with easy access to the U.S. Highway 441 corridor, where you'll find medical offices, The Villages Regional Hospital, grocery stores, retail shopping, restaurants, and everyday essentials just minutes from home. Surrounded by championship and executive golf courses, scenic walking paths, recreation centers, swimming pools, pickleball and tennis courts, fitness facilities, and hundreds of organized clubs. Within a quiet, charming neighborhood, this attractive stucco villa welcomes you with a covered front entry and inviting curb appeal. You'll appreciate the peace of mind that comes with a newer roof installed in 2020 and an HVAC system replaced in 2022. Even better, this property offers no bond payment and no maintenance assessment, providing significant savings on your annual tax bill and making ownership even more affordable. Inside you'll immediately notice the warm, inviting atmosphere. A convenient coat closet is tucked just behind the front door, while luxury vinyl plank flooring flows throughout the main living areas, creating a seamless blend of style and durability. Natural light fills the home, enhancing the comfortable living and dining spaces that are perfect for everyday living or entertaining guests. The thoughtfully designed kitchen features stainless steel appliances, ample cabinetry, generous counter space, and an easy flow into the living area, allowing you to stay connected with family and friends while preparing meals. Whether hosting holiday gatherings or enjoying a quiet evening at home, this layout is designed for comfort and convenience. Both bedrooms are generously sized and feature cozy carpeting, creating peaceful retreats at the end of the day. The primary suite offers privacy and comfort, while the guest bedroom and second full bathroom provide welcoming accommodations for visiting family and friends. One of the home's most enjoyable features is the enclosed lanai with attractive tile flooring. This versatile space is perfect for savoring your morning coffee, reading a favorite book, working on hobbies, or simply enjoying Florida's beautiful weather year-round from the comfort of your home. Just outside, the low-maintenance courtyard provides an ideal setting for relaxing, container gardening, or entertaining without the upkeep of a large yard. Whether you're searching for your forever home, a seasonal escape from colder climates, or an investment opportunity in one of Florida's most desirable 55+ communities, this villa checks all the boxes. With its unbeatable location near Spanish Springs, thoughtful updates, low-maintenance living, and access to the unmatched amenities this home is a must see. Schedule an appointment today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,156
Sqft
0.09 ac
Lot size
1
Garage
1992
Year built
One
Levels
$275
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,568 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,568/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+22.1%
$/sqft vs THE VILLAGES
$275 vs $251
Days on market
22 vs 51 typical
Where $275/sqft sits among the 228 homes for sale in THE VILLAGES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Orange Blossom Gardens
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know The Villages. See the full The Villages guide →
Orange Blossom Gardens — neighborhood snapshot
Population
6,637
Median age
73
Median income
$46,704
Median home value
$235,284
Avg household
2
Households w/ children
17%
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The The Villages market
$365K → $340K
The Villages median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
125 of 228
THE VILLAGES have cut their price
Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 1106 RICARDO AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$288,000
3023 GALLINULE COURT · same community
2 bd · 2 ba · 1,148 sqft · $251/sqft · 4 DOM
Sold · Dec ’25$220,000
1639 W SCHWARTZ BOULEVARD · same community
2 bd · 2 ba · 1,144 sqft · $192/sqft · 194 DOM
Sold · Dec ’25$278,350
2382 DUE WEST DRIVE · same community
2 bd · 2 ba · 1,142 sqft · $244/sqft · 35 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1106 RICARDO AVENUE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1106 RICARDO AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1106 RICARDO AVENUE FAQs
What would the monthly payment be for 1106 RICARDO AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,568/mo — principal and interest, the actual property-tax bill, the $8/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1106 RICARDO AVENUE?+
The association fee works out to $8 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1106 RICARDO AVENUE?+
The most recent tax bill on record (2025) was $4,644. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1106 RICARDO AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in The Villages?+
At $318,000, this home is listed about 18% below the The Villages median of $389,450. The market section on this page shows how the area is trending.
Which schools are assigned to 1106 RICARDO AVENUE?+
The Villages Elementary Of Lady Lake School (elementary), Carver Middle School (middle), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REALTY EXECUTIVES IN THE VILLAGES · Frances Pierce Pa. MLS #G5115281.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New The Villages homes, in your inbox
Like 1106 RICARDO AVENUE but not quite? A daily digest of every new listing in The Villages — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →


