David Ramirez
$399,9903 bd2.5 ba1,944 sqft$206 /sqft$2,937 /mo all-in ↓

382 WOODS LANE, ST AUGUSTINE, FL, 32092

Active5 days on marketListed Jul 18, 2026MLS #G5115275

Priced 17% below the ST AUGUSTINE 32092 medianNew constructionTownhouseBROOK FOREST

About this home

382 WOODS LANE

Virtually Staged. The Coral floor plan presents a contemporary living space spanning 1,994 square feet, seamlessly blending functionality with modern design elements. Featuring three bedrooms and two and a half bathrooms, this home offers comfort and convenience for residents and guests alike. The focal point of the home is its spacious open-concept living and dining areas, perfect for both intimate family gatherings and larger social events. The well-appointed kitchen boasts modern appliances and ample storage, catering to culinary enthusiasts' needs. Adding to its appeal is a convenient two-car garage, providing both security and storage space. With its thoughtful layout and stylish finishes, the Coral floor plan offers a comfortable and elegant living experience.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,944

Sqft

0.22 ac

Lot size

2

Garage

2026

Year built

Two

Levels

$206

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Microwave · Range
InteriorOpen Floorplan · PrimaryBedroom Upstairs · Split Bedroom · Thermostat
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionWood Frame (FSC Certified)
FoundationSlab
FacesNortheast
ParkingGarage Door Opener
ExteriorIrrigation System · Sidewalk

Community & fees

HOA fee$245/mo
Taxes (2024)$0/yr
PetsYes
CommunityCommunity Mailbox · Deed Restrictions

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Electricity Connected · Natural Gas Available · Natural Gas Connected · Sewer Available · Sewer Connected · Street Lights · Underground Utilities · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,937 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,355
FHA mortgage insurance (est.)$177
Property tax — 2024 actual bill$0
HOA fee — from the listing$245
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,000
Interest rate6.00%
Loan term

Estimated payment

$3,303/mo

Principal & interest$2,355
FHA mortgage insurance (est.)$177
Est. property taxes$367
HOA / condo fee$245
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $400K
$359KedgeAI estimate $384,238 · range $374K$395K$416K

vs edgeAI estimate

+4.1%

$/sqft vs St Augustine actives

$206 vs $244

Days on market

5 vs 39 typical

Where $206/sqft sits among the 179 St Augustine actives

85 · this home
41
16
13
6
18
$175–239$239–304$304–368$368–432$432–497$497+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Silverleaf

Map of 382 WOODS LANE inside its neighborhood boundary

Get to know St Augustine. See the full St Augustine guide →

Silverleaf — neighborhood snapshot

Population

4,245

Median age

53

Median income

$135,239

Median home value

$475,056

Avg household

2

Households w/ children

539

For the school run

St. Johns County School District

HighTocoi Creek High School★★★★
HighFirst Coast Technical College
Mky- Head Start /Dpp Pk School

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Augustine market

Seller’s marketSeller’s market2.9 months of inventoryBuyer’s market

$450K$400K

St Augustine median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

75 of 179

St Augustine actives have cut their price

Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 17% below the ST AUGUSTINE 32092 median. See the full St Augustine market guide →

Paper trail

This home's history

Jul 18, 2026Listed at $399,990 · 5 days on market since
2026Built · BROOK FOREST

Reality check

What actually sold near 382 WOODS LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1297 BROOK FOREST DRIVESold · Jan ’26

$403,000

1297 BROOK FOREST DRIVE · same community

4 bd · 3 ba · 1,885 sqft · $214/sqft · 0 DOM

1281 BROOK FOREST DRIVESold · Dec ’25

$363,500

1281 BROOK FOREST DRIVE · same community

4 bd · 3 ba · 1,885 sqft · $193/sqft · 41 DOM

1303 BROOK FOREST DRIVE UNIT 105Sold · Dec ’25

$414,346

1303 BROOK FOREST DRIVE UNIT 105 · same community

4 bd · 3 ba · 1,885 sqft · $220/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 382 WOODS LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 382 WOODS LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

382 WOODS LANE FAQs

What would the monthly payment be for 382 WOODS LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,937/mo — principal and interest, estimated property taxes, the $245/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 382 WOODS LANE?+

The association fee works out to $245 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 382 WOODS LANE?+

The most recent tax bill on record (2024) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 382 WOODS LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Augustine?+

At $399,990, this home is listed about 9% below the St Augustine median of $439,900. The market section on this page shows how the area is trending.

Which schools are assigned to 382 WOODS LANE?+

Tocoi Creek High School (high), First Coast Technical College (high), Mky- Head Start /Dpp Pk School () — St. Johns County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the ST AUGUSTINE 32092 market on paper

$399,990 is 17% below the ST AUGUSTINE 32092 median of $479,990, and at $206/sqft it sits under the St Augustine average of $309.

02Fresh on the market

Only 5 days on market in a St Augustine market that averages 39 — if it fits, move quickly.

03Strong assigned schools

Tocoi Creek High School, First Coast Technical College, Mky- Head Start /Dpp Pk School — Tocoi Creek High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of OLYMPUS EXECUTIVE REALTY INC · Nancy Pruitt, PA. MLS #G5115275.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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