745 DOWDING WAY, THE VILLAGES, FL, 32162
Active2 days on marketListed Jul 22, 2026MLS #G5115237
About this home
745 DOWDING WAY
Village of Polo Ridge – Essentials … GOLF FRONT HOME – POOL HOME - BOND IS PAID!! – GREAT LOCATION! -- Belmont Designer (Similar to a Lantana Floor Plan) POOL HOME on the 9th Hole of Hawkes Bay Executive Golf Course with Side Entry Golf Cart Garage! -- This Beautifully maintained 3-Bedroom, 2-Bath home offers the perfect combination of Comfort, Style and Florida Living. -- Located on a Quiet Cul-de-sac, this Natural Gas home features a desirable golf course setting, a spacious 2-Car Garage with a Separate Golf Cart Side Entry into Garage, and numerous updates including a newer ROOF (2019), HVAC (2020), and WATER HEATER (2020). *** Inside, you'll find LUXURY VINYL PLANK FLOORING throughout the main living areas, VAULTED CEILINGS, Elegant Columns, Custom Leaded-Glass Entry Door, SURROUND SOUND, and upgraded 6-inch Baseboards. ** The bright kitchen is appointed with White Cabinetry featuring Pull-out Shelves, CORIAN COUNTERTOPS, a Breakfast Bar, and Samsung appliances, opening seamlessly to the Breakfast Nook and spacious Living Room. ** The PRIMARY EN SUITE is a Relaxing Retreat with PRIVATE POOL ACCESS, Bath with Dual Vanities/Sinks, a SOAKING TUB, Walk-in Shower, and generous Walk-in Closet. ** Guests will appreciate the Guest Wing with 2 Bedrooms, both with Closets & Hall Bath ** Step outside to your PRIVATE SCREENED BIRDCAGE/LANAI where you'll enjoy a SPARKLING POOL, an Impressive OUTDOOR WET BAR complete with QUARTZ COUNTERTOPS, Sink, Refrigerator, and ample entertaining space—perfect for hosting family and friends while taking in PEACEFUL GOLF COURSE VIEWS. ** Additional highlights include CUSTOM-PAINTED Driveway and Walkways, Mature Landscaping with Grapefruit Trees, Gutters, Irrigation System, Covered Front Porch, POLYASPARTIC COATED GARAGE FLOORING, and abundant storage. This exceptional home offers the ideal blend of Indoor Comfort and OUTDOOR RESORT-STYLE LIVING in a desirable settings in The Village of Polo Ridge across Buena Vista from the Polo Field, Saddlebrook Executive Golf Course, Pickle Ball & Softball Fields, and Saddlebrook Recreation Center, also close to all of the shopping on Rt 466 – Don’t forget the BOND has been PAID!! – Watch our walk-thru Video with Overhead Drone Photography!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,000
Sqft
0.33 ac
Lot size
2
Garage
2000
Year built
One
Levels
$333
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,257 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,257/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1%
$/sqft vs THE VILLAGES
$333 vs $250
Days on market
2 vs 47 typical
Where $333/sqft sits among the 216 homes for sale in THE VILLAGES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside The Villages
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know The Villages. See the full The Villages guide →
THE VILLAGES 32162 — neighborhood snapshot
Population
54,019
Median age
74.2
Median income
$73,927
Median home value
$358,100
Avg household
1.72
Households w/ children
135
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The The Villages market
$355K → $335K
The Villages median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
123 of 216
THE VILLAGES have cut their price
Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 92% above the THE VILLAGES 32162 median. See the full The Villages market guide →
Paper trail
This home's history
Reality check
What actually sold near 745 DOWDING WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$450,000
2184 MARKRIDGE LOOP · same community
3 bd · 2 ba · 1,939 sqft · $232/sqft · 22 DOM
Sold · Dec ’25$530,000
2108 CLARKS HILL WAY · same community
3 bd · 2 ba · 1,927 sqft · $275/sqft · 9 DOM
Sold · Mar ’26$540,000
4528 HAYWARD PATH · same community
3 bd · 3 ba · 1,911 sqft · $283/sqft · 103 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 745 DOWDING WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 745 DOWDING WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
745 DOWDING WAY FAQs
What would the monthly payment be for 745 DOWDING WAY?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,257/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 745 DOWDING WAY?+
The most recent tax bill on record (2025) was $3,107. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 745 DOWDING WAY?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in The Villages?+
At $665,000, this home is listed about 77% above the The Villages median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 745 DOWDING WAY?+
Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$665,000 runs 92% above the THE VILLAGES 32162 median — but at 2,000 sqft it's also 31% larger than the typical The Villages listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 2 days on market in a The Villages market that averages 47 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA FINE HOMES REALTY, LLC · Jill Buckley. MLS #G5115237.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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