David Ramirez
$350,0002 bd2 ba1,770 sqft$198 /sqft$2,638 /mo all-in ↓

867 CORTEZ AVENUE, THE VILLAGES, FL, 32159

Active20 days on marketListed Jul 17, 2026MLS #G5115230

Single Family ResidenceLADY LAKE ORANGE BLOSSOM GARDENS UNIT 16

About this home

867 CORTEZ AVENUE

Custom San Marino model with beautiful golf course views, conveniently located just a short distance from Chula Vista Recreation Center, Spanish Springs Town Square, shopping, restaurants, and medical facilities. This 2-bedroom, 2-bath home also features an office with a Murphy bed, making it ideal for out-of-town guests or a flexible workspace. Enjoy panoramic golf course views while sipping your morning coffee from the kitchen, breakfast nook, or the spacious porch that stretches across the back of the home—perfect for relaxing and enjoying Florida’s beautiful weather. The updated guest bathroom adds modern appeal, while the spacious primary suite features his-and-her walk-in closets. Solar tubes in the kitchen and living room fill the home with abundant natural light. This home offers a wonderful opportunity to add your personal touches and some TLC needed. Don’t miss this chance to own a custom golf course home in a prime location!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,770

Sqft

0.13 ac

Lot size

2

Garage

1992

Year built

One

Levels

$198

Per sqft

Fireplace55+ communityPets allowed

Inside

FlooringCarpet · Laminate · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Skylight(s) · Split Bedroom · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionStucco · Wood Frame · Wood Frame (FSC Certified)
FoundationSlab
FacesNorth
ParkingDriveway
ExteriorGarden · Irrigation System · Sliding Doors

Community & fees

Taxes (2025)$3,148/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,638 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property tax — 2025 actual bill$262
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,250Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,250
Interest rate6.00%
Loan term

Estimated payment

$2,638/mo

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property taxes (actual bill)$262
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $350K
$302KedgeAI estimate $330,366 · range $314K$350K$364K

vs edgeAI estimate

+5.9%

$/sqft vs The Villages actives

$198 vs $256

Days on market

20 vs 52 typical

Where $198/sqft sits among the 400 The Villages actives

113 · this home
140
67
30
19
31
$198–233$233–269$269–305$305–341$341–376$376+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside The Villages

Map of 867 CORTEZ AVENUE

Drive times from this address

Downtown Orlando67 min
Universal Orlando69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know The Villages. See the full The Villages guide →

THE VILLAGES 32159 — neighborhood snapshot

Population

30,846

Median age

68.7

Median income

$57,536

Median home value

$272,100

Avg household

1.83

Households w/ children

1,240

For the school run

Lake County School District

ElementaryThe Villages Elementary Of Lady Lake School★★★★★
MiddleCarver Middle School★★★★
HighLeesburg High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The The Villages market

Seller’s marketSeller’s market2.5 months of inventoryBuyer’s market

$365K$360K

The Villages median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

213 of 400

The Villages actives have cut their price

Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 10% above the THE VILLAGES 32159 median. See the full The Villages market guide →

Paper trail

This home's history

Jul 17, 2026Listed at $350,000 · 20 days on market since
1992Built · LADY LAKE ORANGE BLOSSOM GARDENS UNIT 16

Reality check

What actually sold near 867 CORTEZ AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

707 CORTEZ AVENUESold · May ’26

$355,000

707 CORTEZ AVENUE · same community

3 bd · 2 ba · 1,690 sqft · $210/sqft · 10 DOM

877 CORTEZ AVENUESold · Jun ’26

$250,000

877 CORTEZ AVENUE · same community

2 bd · 2 ba · 1,383 sqft · $181/sqft · 22 DOM

914 CHULA COURTSold · Nov ’25

$273,000

914 CHULA COURT · same community

2 bd · 2 ba · 1,383 sqft · $197/sqft · 8 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 867 CORTEZ AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 867 CORTEZ AVENUE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

867 CORTEZ AVENUE FAQs

What would the monthly payment be for 867 CORTEZ AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,638/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 867 CORTEZ AVENUE?+

The most recent tax bill on record (2025) was $3,148. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 867 CORTEZ AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in The Villages?+

At $350,000, this home is listed about 10% below the The Villages median of $389,900. The market section on this page shows how the area is trending.

Which schools are assigned to 867 CORTEZ AVENUE?+

The Villages Elementary Of Lady Lake School (elementary), Carver Middle School (middle), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX FOXFIRE - SUMMERFIELD · Heather A Bailey. MLS #G5115230.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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